Insurance For Pet Stores In Canada
Insurance for pet stores in Canada is a consideration each business owner has to take into account. Your pet stores need to run smoothly in order to grow your clientele and your reputation. Big box stores like Ren’s Pets have massive inventories and over 25 locations across Canada. Stores like Pet Value are franchises that are growing in new locations, currently expanding in Alberta. People love their pets. Your store may offer many services in addition to the products you sell. Do you offer grooming or training? Your insurance for pet stores in Canada can help you remain protected against any risks that face your business. Call ALIGNED Insurance at tel:18662870448 to talk to an insurance broker about getting insurance for a pet store today.
Why Do Pet Stores Need Customized Insurance?
Your pet store is not the same as any other retail store. The products you offer range in value depending on the focus of your store. If you run a location that helps foster or adopt pets, your insurance needs are different than a location that offers dog grooming and puppy training.
Insurance for pet stores in Canada can offer coverage for any liabilities involved in these services. You want to be sure you have insurance coverage that is customized to the products and services you offer. At ALIGNED Insurance our brokers search through the 65+ top insurance companies in Canada. Finding insurance for a pet store can be hard to find if you have to fill out multiple applications in order to get quotes and comparisons. At ALIGNED Insurance we do the legwork for you so you can make an informed decision without all that hassle.
What Types Of Insurance Do Pet Stores Need?
Pet stores need Commercial General Liability Insurance. Liability coverage can be different based on the services you offer. No matter what, you need to have coverage in case someone is injured in your store. If a visiting dog bites a customer, you need to have general liability coverage to cover potential legal costs. Liability risks for pet stores are often higher than other retail stores because of the furry friends we allow through the doors. It’s important for your integrity that your business allows dogs in your store. Unfortunately the risks become higher when you do.
Pet stores also need Product Liability Insurance in case a customer is harmed by a defective or malfunctioning product. You might not be aware that a bag of food has gone bad. If a customer brings it home and their pet gets sick, you could be liable. This type of insurance is needed so your insurance company can help you keep your doors open if you run into this type of claim.
Your pet store needs Property Insurance to cover costs of potential damages to your location. If your store experiences storm damage, or the building is damaged by a neighboring business, your insurance can help you recoup costs. Property insurance is a necessity for any store. Your property insurance may differ based on your location and the size of your store.
You’ll want to get Crime Insurance in order to have coverage for customer or employee crimes. If an employee is stealing from your inventory, you have insurance to cover lost revenue. Or if a customer commits credit card fraud, your insurance can mitigate those losses.
How Do I Get Insurance For A Pet Store?
You can get insurance for pet stores in Canada by using ALIGNED Insurance Online Products. Just by clicking through a few questions, you are eligible for insurance right away. If you’d like to discuss your options for customized insurance you can call ALIGNED Insurance at tel:18662870448 today. It’s our job to search through multiple insurance companies to find you the best insurance package for the right price.
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