General Liability Insurance Insight | Also Known As ‘Comprehensive’ General Liability
Commercial General Liability Insurance (CGL) protects against liability claims for bodily injury and property damage related to your premises, operations, products, completed operations as well as advertising and personal injury liability. A few examples:
Why Is Commercial General Liability So Important?
In all provinces except Quebec, common law establishes that business owners owe a duty of care to the public. Unfortunately, accidents happen and injured people or parties may allege that:
If one or more of these situations apply, people, parties and/or their lawyers may allege that a business was negligent and is responsible for compensating them for their damages.
[Did you know?] A personal injury lawyer often works on a contingent basis and the injured party pays nothing up front. If the injured party receives an award or settlement from the organization alleged to be at fault, the personal injury lawyer receives payment.
General Liability Insurance – Typical Coverages
ALIGNED General Liability Insurance | 1-866-287-0448
Our advocates can help you secure the best CGL products, services and solutions for your organization.
Source: IRMI
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