Get Your Business Risks Covered

Do you run a small business in Ajax, ON? Self-employed in Burnaby, BC? Lead a team of 50 in Calgary, AB? You need coverage to protect yourself, your team and your assets. Here’s a brief overview of some of the most common types of Canadian business insurance. Don’t see what you need below? Have questions? 

commercial general liability
Commercial General Liability

Just one bodily injury and or property damage claim can cost you a lot. Get covered for these specific risks…

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Liability Insurance

Even with years of experience, ‘mistakes’ can happen to anyone. Get covered for your errors and negligent acts…

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Commercial Property Insurance

Damage by fire, lightening and extended perils such as flooding, windstorms, hail and acts of terrorism can be covered…

Commercial Auto Insurance

Just because auto insurance is mandatory doesn’t mean you have to settle for the basics. We can get you better coverage…

Small business insurance
Small Business Insurance

You know that a shutdown could shutter your company. We make it easy for 100’s of businesses to buy 100% online…

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Cyber Liability Insurance

DYK that standard liability polices often exclude cyber? We’ve got affordable coverage options for every business…

directors and officers insurance
Directors & Officers Liability Insurance

It’s true, ‘wrongful acts’ can be covered. Talk to one of our D&O experts to get coverage that will respond aligned…

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Crime & Employee Dishonesty Insurance

Unfortunately, employees theft happens. Work with us to get the coverage that you really need…

ocean marine insurance coverage
Ocean Marine

Know how a ‘running down clause’ can protect you? We do. Get your questions answered and better coverage now…

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Equipment Breakdown Insurance

One equipment failure can devastate any business. Get ahead of the problem by aligning better coverage…

Environmental Liability Insurance
Environmental Insurance

It’s a fact. Standard Canadian general liability policies exclude environmental coverage. Get covered with…

surety and bonding insurance
Surety & Bonding Insurance

Bidding on a project and need a bond now? We help all industries get the assurances they need…

builders risk insurance

Well built is what you aspire to deliver. We work hard to deliver better coverage options to Canadian contractors…

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Since 2018, we’ve been known for our exclusive access to top cannabis insurers. We can help you grow with confidence…

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Speciality Liability Insurance

Run an engineering or tech consulting firm? Make PPE? Get the right & best coverage aligned now…


Premium financing is just one way we provide a simply better client experience to Canadian businesses…

Insurance For Online Retailers In Canada Explained
Online Retailer Insurance

Baby products, ebikes, PPE, nutraceuticals, adult toys or pretty much anything else…we can help secure the product liability insurance you need! 

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Insurance For

Whether it’s a student rental, rooming house, income property, seasonal rental or apartment building…if you are a landlord you came to the right place! 

Do You Need Liability Insurance When Starting a Business?

Starting a business comes with its share of risks and uncertainties. Whether you’re opening a café in Ontario, launching a tech startup in Alberta, or expanding your retail chain in British Columbia, one thing is clear: you need to safeguard your venture against potential liabilities. Business liability insurance is not just an option; it’s a crucial shield that protects your business from unforeseen financial burdens caused by lawsuits, accidents, or negligence claims. Here’s how business insurance in Canada helps you:
  • Protects Against Claims: Liability insurance for business covers legal fees, settlements, and medical expenses if your business is sued for property damage or personal injury.
  • Builds Credibility: Having liability insurance enhances your business’s credibility, showing clients and customers that you’re responsible and prepared for unexpected situations.
  • Financial Security: It provides financial security, ensuring that a lawsuit doesn’t derail your business operations or lead to financial ruin.

Benefits of Canadian Business Insurance

Investing in business insurance in Canada is not just a regulatory requirement; it’s a strategic decision that offers numerous benefits:
  • Risk Management: Business insurance mitigates financial risks associated with property damage, lawsuits, and employee-related risks.
  • Business Continuity: It ensures your business can continue operations even in the face of significant financial losses.
  • Employee Protection: Offers peace of mind to your team, knowing they’re covered in case of workplace injuries or accidents.
  • Asset Protection: Safeguards your physical and intellectual property from theft, damage, and other perils.

Why Choose ALIGNED Insurance?

When it comes to selecting a partner to manage your business insurance needs, ALIGNED Insurance stands out for its commitment to personalized service and comprehensive coverage options among business insurance companies. Here’s why we should be your top choice:
  • Access to 70+ Top Canadian Insurers: We work with a wide network of insurers, ensuring you get the best coverage at competitive rates.
  • Personalized Care: You always have a dedicated ALIGNED Advocate assigned to your account that offers personalized risk management solutions tailored to your specific business needs. No call centres & no having to explain your business to someone new every time you need help!
  • 24/7 Claims Support: Claims can happen at any time. Our experts are available around the clock to provide swift response to help you navigate any claim.
Choose the right insurance partner to fulfill your custom requirements. With our help, you can focus on what you do best—growing your business—knowing you’re well-protected against the unexpected. Ready to get started? Reach out to us for a customized business insurance quote.