Pollution Liability Insurance

Pollution liability insurance protects your business from environmental liabilities not covered by standard commercial general liability policies. Explore the critical role of specialized pollution insurance coverage through our resources below, or click the button below to get a free insurance quote.

We Work With Top Canadian Pollution Liability Insurance Carriers

WHAT OUR CLIENTS HAVE TO SAY ABOUT US

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We love dealing with our broker at Aligned Insurance. He is really great and understands the urgency of the matters. I highly recommend them for business insurance needs.

Rajiv T

I had originally reached out to ALIGNED Insurance Inc. for some research information for a business plan. Upon my initial request for information, I received a prompt response within 24 hours that was friendly and professional, and answered all of my questions. The representative I had communicated with was very knowledgeable regarding my potential business needs and was able to provide all the necessary information I required. Thank you!

Conrad Turuk

I needed general information about insurances for starting a business, and decided to contact aligned insurance and the person who I spoke to was very helpful and efficient. Thank you looking forward to working with you in the future!

Jasmine Grewal

Thank you so much ALIGNED! I am a new small business owner and trying to find insurance has been a little tough due to the market I am in. I reached out to Tyler after speaking to so many other insurance companies who turned me down. Tyler was professional, helpful and was able to get the exact coverage l needed and then some. I highly recommend ALIGNED for anyone looking for business insurance.

Small Business Owner

Our company needed to get General Liability Insurance in a short period of time. Aligned Insurance and Candice, our rep, were professional and replied promptly to our questions and requirements. We got the insurance we needed in less than a month. We are very happy with the service provided by Aligned Insurance and we highly recommend them for your insurance needs.

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Protect Your Commercial Business with the Help of Our Expert Business Insurance Brokers

Access to Canada's Top Insurance Providers

As premier commercial insurance brokers, we provide access to an extensive network of over 70 top Canadian insurers. These connections allow us to find a cost-effective, tailored pollution liability insurance policy that protects your business from unforeseen events such as environmental disasters, legal liabilities, and operational disruptions.

Your Priorities Are Our Priorities

At ALIGNED, we ensure your business insurance aligns perfectly with your specific company needs. Our team of dedicated, licensed insurance professionals is committed to helping you get proper protection plans that ensure you can operate your business with confidence.

24/7 Support

Disasters don't wait, and neither do we. Our team of commercial insurance experts is ready around the clock to provide swift, supportive claims assistance. Need help? Report a claim anytime by calling 1-844-890-3213 to talk to an ALIGNED claims expert.​

Frequently Asked Questions

There are a handful of different pollution liability insurance types, including: 

  • Premises pollution liability coverage
  • Contractors pollution liability coverage 
  • Product pollution liability coverage
  • Transportation pollution liability coverage
  • Environmental impairment liability coverage

An example of a product pollution claim is when a company manufactures and distributes paint that, unknown to them, contains a harmful chemical. If this chemical leaches into the ground or water systems and causes environmental damage or health issues, affected parties could file a claim against the manufacturer for the pollution caused by their product.

The purpose of environmental insurance is to provide financial protection to businesses from the costs associated with damage caused by environmental accidents, such as pollution spills or the discovery of hazardous materials on a property. This insurance helps protect businesses from costly expenses, such as:

  • Cleanup costs
  • Third-party bodily injury
  • Emergency response costs
  • Legal fees
  • Regulatory fines
  • Property damage

In insurance, a pollutant is typically defined as any substance introduced into the environment that can harm human health or damage natural resources. This includes chemicals, waste materials, gases, heavy metals, pesticides, and other toxic substances.

While contractors are not required to carry pollution liability policies, having this type of insurance is crucial for comprehensive risk management. Standard commercial general liability policies exclude coverage for pollution-related incidents, leaving a significant coverage gap should a pollution incident occur during ongoing and completed projects.

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