Get a quote


Join Our Distribution List Today!

Need help managing your business risks during COVID-19? – CLICK HERE FOR INFO YOU CAN USE
ALIGNED Insurance

Call Toll Free

Environmental Contamination & Pollution Liability Insurance Brokers + Quotes

Pollution Liability Insurance  |  First & Third-Party Risks

The risk of pollution may seem obscure, but it is one that could arise at any time. New forms of pollution and contamination are frequently being discovered, often with the result of a large (and generally successful) lawsuit due to third-party bodily injury or property damage. Pollution liability insurance can be designed to fit all of the unique exposures your company faces.

Due to the widely variable and uncertain nature of environmental and pollution factors, this risk is an economically uncertain liability – as well as one that could be financially disastrous. Costs could exceed even the value of the property itself. Many risk managers feel more comfortable paying a fixed amount in premium for a pollution policy than gambling with potentially catastrophic costs in the future.

The Complexities of Pollution Liability Risks
Potential costs are so high because there are many aspects to pollution exposures. For instance, a third-party claim could include bodily injury, property damage and/or hefty cleanup costs, both for contaminants that travelled off-site or were released onsite. Plus, the company would be responsible for the court costs associated with defending itself.

A first-party situation arises when a company experiences a spill or contamination situation that requires cleanup, often due to a violation of local, provincial or federal environmental standards. In both of these instances, business interruption is also a consideration, as any cleanup could be time-consuming as well.

A pollution liability policy can cover all of these exposures and help a property transaction go quicker. If an environmental condition exists prior to or during the sale of a property, the process can drag on while the situation is resolved. Even if no known condition exists, environmental tests and investigations to find potential pollution sources can be lengthy. A pollution policy can help confirm to a potential property buyer that an existing environmental condition will be addressed.

ALIGNED Pollution Liability Insurance  |  1-866-287-0448
Our advocates can help you secure the best coverages, services and solutions for your business.

It’s time to get insurance value and choice aligned. Want Canadian business insurance that aligns with your bottom line? We can help. 365. Call us toll-free at 1-866-287-0448 or click to Get a Quote!

We’re ALIGNED across Canada. The ALIGNED Insurance National Operations Centre in Cambridge, Ontario supports our Toronto, Calgary and Vancouver offices. Our industry peers consistently recognize us as one of Canada’s best insurance teams. 100% Canadian-owned, we are super proud to be one of the fastest-growing insurance brokerages in the country.

We deliver e-news you can use. Get practical business insurance insights in your inbox every month. 19,000+ people subscribe to our free ALIGNMENT Matters e-news. Just click the JOIN OUR DISTRIBUTION LIST button – at the bottom of our homepage – to get connected.

365 | Get ALIGNED. Every day, Canadian business leaders read our insurance insights. Find us on LinkedIn, TwitterFacebookInstagram and YouTube.

Related Posts

Construction Site Insurance

Construction Site Insurance

Construction Site Insurance Overview Looking for an ALIGNED Construction Insurance quote? Call us toll free at 1-866-287-0448 &/or visit our […]

Read more

blackout insurance

Blackout Insurance: Is A Blackout Covered By My Business Insurance?

Blackout Insurance Explained Whether it was in 2003, during the ice storm of 2013 or the most recent blackout on […]

Read more


What Pollutants Could Harm Your Company?

What Pollutants Could Harm Your Company? There are countless possible pollutants, environmental conditions and contaminants in any building or property, […]

Read more

Debris removal insurance

Debris Removal Insurance Coverage Explained

What is debris removal insurance? Debris removal insurance is exactly what the name says on the tin. It’s insurance that […]

Read more