Environmental Consultants Insurance
The definition of Environmental Consulting is often a form of compliance consulting, in which the consultant ensures that the client maintains an appropriate measure of compliance with environmental regulations.
Environmental Consultants insurance protects consultants and their businesses against allegations of negligence, claims and damages, along with protection from pollution and other environmental exposures.
These policies are usually issued on a “claims-made” basis. This means that coverage is triggered when a claim is filed and you report it to the insurance company since it is often hard to identify when the alleged error or omission originally occurred. An Insured’s work will be covered dating back to the earliest date of the continuous professional liability coverage. Policies typically have a one-year term, with an annual premium and deductibles on a per-claim basis.
Who qualifies for environmental consultants insurance?
- Above ground and underground storage tank installers
- Air quality, mould and asbestos consultants
- Construction managers
- Environmental audit consultants
- Environmental compliance consultants
- Environmental engineers
- Environmental permit consultants
- Environmental testing laboratories
- General contractors
- Phase I/II/III investigation consultants
- Waste broker
In addition to environmental consultants insurance, professionals in this space should also be considering contractors’ pollution liability and commercial general liability policies to ensure all exposures are covered off and often all can be bundled into a single package policy with the same insurer to avoid gaps and/or duplication.
Contact an ALIGNED Insurance Commercial Insurance Broker at 1-866-287-0448 today to obtain a quotation for your environmental consultant’s insurance.
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