Snow Plowing Insurance in Canada
Snow plowing insurance coverage in Canada is an important part of operating a snow removal business.
Whether you’re a snow removal contractor who hooks up a plow to your pickup truck or you run a snow removal company with large commercial contracts, it’s important to understand the risks involved in operating a snow plowing business and the value of a snow plow insurance policy.
Snow plowing insurance coverage has always been considered a tough or high–risk business class for Canadian insurers, given the historical and increasing frequency of slip–and–fall lawsuits that the snow removal industry brings. This risk is exacerbated by professional property managers and savvy landlords who often contractually transfer all legal responsibility for slips and falls to snow removal companies. Additionally, personal injury law firms actively market to the public and encourage them to bring lawsuits against numerous parties through radio, TV and digital advertising.
Despite the significant challenges facing the snow removal industry, ALIGNED Insurance brokers have had considerable success securing cost–effective snow plow business insurance for our clients due to our proactive approach of helping snow removal companies understand and manage their risk through contractual risk transfer and other proven strategies.
What Makes ALIGNED Insurance Brokers Any Better Or Different Than Other Insurance Brokers?
- Proactive contract review
- Interviewing and selecting a control adjuster to ensure fit with the insured and consistent representation to push back against insurance claims
- Consistent legal representation to aggressively fight snow removal insurance claims and not just settle
- Assistance managing subcontractor relationships to minimize insurance costs and losses
- In addition to the above, ALIGNED was intentionally built to be different from the typical insurance broker
Snow Plowing Insurance Coverage Is Available For:
- Commercial property parking lots
- Condos
- Sidewalks & bus shelters
- Residential driveways
- Clearing of federal, provincial, or municipal roads or highways
- US exposure
Our Snow Plowing Insurance Coverage Highlights
- Broad form snow removal general liability insurance policy to ensure your business is protected
- Coverage for landscaping and non-snow removal work covered under one policy.
- Package policies can include commercial property insurance for tools, plows, equipment, etc.
ALIGNED Across Canada
100% Canadian–owned, ALIGNED is a premiere insurance brokerage that serves thousands of clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.
