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Marriage Counselor Business Insurance

Marriage Counselor Business Insurance

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Getting married is an important milestone in anyone’s life. In any marriage, disputes and disagreements can occur. Many couples seek marriage counselors throughout their relationship to help them understand and communicate with each other better. A marriage counselor helps couples recognize and resolve conflicts and improve their relationships. You don’t have to only seek a marriage counselor if you are going through a rough patch in your relationship. Marriage counselors can also guide couples to have fewer issues that could lead to conflicts. But like any counselor, giving advice comes with a side of risks, especially when you’re helping people through something as big as their marriage.

Regardless if you own an independent consulting office, work from a home office, or somewhere else,having marriage counselor business insurance from ALIGNED will help protect you and your business against liability and litigation.

Why is Marriage Counselor Business Insurance Important?

Marriage Counselor Business Insurance
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Every couple is different and reacts to your advice in different ways. Anytime you provide advice to a couple, there are risks associated with the advice. Here are some of the risks you might encounter as a marriage counselor:

  • A couple is unsatisfied with the marriage techniques, exercises, and advice that you provided or your services didn’t achieve the promised results.
  • A couple’s conflicts worsen after seeing you for marriage counseling and results in an ugly/costly divorce which they hold you partially legally responsible for.
  • You suspect a dangerous situation in the couple’s marriage but fail to report it which leads to one of the party’s getting harmed.
  • You are faced with claims of misconduct, negligence, and/or false advertising.

There are also other risks in the marriage counseling business that you might not even be aware of, but when unexpected events happen, marriage counselor insurance will protect you and your business.

What Does Marriage Counselor Business Insurance Include?

Commercial General Liability Insurance – Also known as CGL insurance, commercial general liability insurance covers bodily injury and property damage clients suffer from the marriage counseling services and advice you provide to couples. It can also cover claims of advertising injures, such as libel, and slander.

Professional Liability Insurance – Even years of training and practice in the marriage counseling business can result in occasional mistakes or misconduct. But if your mistakes cause couples to not get the results you promised, there could be lawsuits. Professional liability insurance, also known as errors & omissions insurance, covers situations where your mistakes cause losses and damages.

Commercial Property Insurance – You likely have a clinic, home business, or small firm and rely on small equipment to run your business. If a fire or theft results in loss and damage to your assets, commercial property insurance can provide compensation for repairs and replacements.

Find the Right Marriage Counseling Business Insurance

ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Contact an ALIGNED commercial insurance specialist for a free quote, or use our free online tool.

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