Get a quote

×

Join Our Distribution List Today!



×
Need help managing your business risks during COVID-19? – CLICK HERE FOR INFO YOU CAN USE
ALIGNED Insurance

Call Toll Free
1-866-287-0448

Health and Wellness Clinic Insurance

ALIGNED - CLICK HERE to get a FREE insurance quote now - Header - June 2021
Want insurance? Click HERE to get a FREE QUOTE & BUY 100% ONLINE!

Helping your clients look and feel their best can be rewarding work. But like any profession, it’s not without its stressful days. Protecting your health and wellness clinic with the right insurance coverage can relieve you of some of that stress and the worry that a single mistake could ruin everything you’ve worked for – allowing you to concentrate on providing the best health & wellness care possible. 

Types of Health and Wellness Services 

Health and Wellness Clinic Insurance
Looking for Healthcare and Wellness Centre Insurance? Click HERE to get an online quote now!

A health and fitness facility insurance provider can help protect your clinic if you provide single or multiple primary care services including:

  • Acupuncture & traditional Chinese medicine
  • Bracing
  • Chiropody
  • Chiropractic
  • Compression therapy
  • Massage therapy
  • Naturopathic Medicine
  • Orthotics
  • Osteopathy
  • Physiotherapy
  • Pelvic exams and physiotherapy
  • Psychotherapy
  • Reiki
  • Shiatsu
  • Spa and esthetician services
  • Speech, language and hearing therapy

Standard Health & Wellness Clinic Insurance Coverages

As the term ‘healthy & wellness’ crosses a wide spectrum of services that include both medical healthcare provision and wellness services, despite your practitioners each carrying their own insurance your health and wellness clinic will need Medical Malpractice Insurance to protect your legal entity from being named in suits from services performed by health practitioners working in your clinic. These can include, but aren’t limited to allegations that they failed to live up to a required standard of health services or otherwise caused injury. 

Another standard insurance coverage included in a body wellness centre insurance package is Commercial General Liability Insurance which can provide protection against personal injury claims like slip and falls (unrelated to healthcare and fitness treatment) as well as allegations of property damage, libel/slander and false advertising.

Both medical malpractice and commercial general liability insurance can help protect your health wellness centre by providing coverage for:

  • lawyer’s fees
  • legal defence costs
  • out-of-court settlements
  • awards for damages

Give Your Health & Wellness Facility Holistic Protection with these Coverages

Commercial Property Insurance – can protect your health and wellness clinic with coverage for physical structures, expensive medical equipment and contents following a fire, flooding, sewage backup, vandalism and other named perils. You may also need:

Product Liability Insurance – can provide coverage in case a naturopathic, homoeopathic or other wellness product you develop and/or administer causes bodily injury (e.g., an allergic reaction).

Cyber Liability & Privacy Insurance – cyber insurance can provide cover for the costs of restoring data and systems, ransomware demands and notification costs, among other expenses caused by a breach of your wellness facility’s network and records.

Employee Theft Insurance – gives you protection in case of theft or fraud (such as credit card fraud) caused by an employee of your health and wellness clinic. 

Employment Practices Liability (EPL) Insurance – can provide legal coverage in case a suit brought by a current or former employee alleges that they were the victim of harassment or discrimination at your clinic.

Related Articles

We are commercial risk management experts because commercial insurance is all we do

At ALIGNED, we specialize in commercial insurance and use the relationships we’ve built over the years with Canada’s top insurance companies to get our clients comprehensive health & wellness centre insurance at affordable rates. Contact an ALIGNED advocate to get a free quote in minutes or get started right away by using our free online tool.

It’s time to get insurance value and choice aligned. Want Canadian business insurance that aligns with your bottom line? We can help. 365. Call us toll-free at 1-866-287-0448 or click to Get a Quote!

We’re ALIGNED across Canada. The ALIGNED Insurance National Operations Centre in Cambridge, Ontario supports our Toronto, Calgary and Vancouver offices. Our industry peers consistently recognize us as one of Canada’s best insurance teams. 100% Canadian-owned, we are super proud to be one of the fastest-growing insurance brokerages in the country.

We deliver e-news you can use. Get practical business insurance insights in your inbox every month. 19,000+ people subscribe to our free ALIGNMENT Matters e-news. Just click the JOIN OUR DISTRIBUTION LIST button – at the bottom of our homepage – to get connected.

365 | Get ALIGNED. Every day, Canadian business leaders read our insurance insights. Find us on LinkedIn, TwitterFacebookInstagram and YouTube.

Leave a Reply

Your email address will not be published. Required fields are marked *

CLICK HERE TO GET A BUSINESS INSURANCE QUOTE NOW