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Medical Malpractice Insurance For Healthcare Providers in Canada

Medical Malpractice Insurance For Healthcare Providers in Canada
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Medical Malpractice Insurance For Health Providers in Canada

Medical malpractice insurance for healthcare providers in Canada includes a broad range of health facilities and health professionals. From health screening to body piercing, health providers need medical malpractice insurance to protect their businesses. Did you know that there are nearly 8,000 gym and fitness businesses in Canada? Or that more than 30 million people around the world have had LASIK surgery? Healthcare providers often service a large population, which may make them more vulnerable to lawsuits for medical malpractice.

Medical malpractice insurance in Canada is divided into two main categories. Per occurrence insurance and claims-made insurance are the main policy types to choose from. There are pros and cons to both, and the decision is also decided by what type of corporate health facility you own.

Every healthcare provider is different, so policies for Medical Malpractice Insurance For Healthcare Providers in Canada should also be different too. At ALIGNED Insurance we search through insurance products from the 65+ top insurance providers in Canada to find the insurance policy that fits your business.

Per Occurrence Medical Malpractice Insurance For Healthcare Providers in Canada

Per occurrence insurance for healthcare providers covers claims that occurred during the time of coverage. If you no longer run your business and a claim is filed, you’ll be covered for the fees involved with that claim. If you’re opening a new facility and you plan to have per occurrence insurance for the entirety of your businesses lifespan, per occurrence insurance could work for you and is often preferred is available.

Claims-Made Medical Malpractice Insurance For Healthcare Providers in Canada

Claims-made insurance for healthcare providers covers claims that are made during coverage when the event also happened during coverage. That means that your facility needs to have coverage during an event and after, even if your facility is no longer running. This type of insurance tends to be cheaper in the short term because length of coverage needs to be longer. Policies may need to include prior acts coverage or tail coverage if you’re taking over a pre-established business, or plan to retire in the coming years.

Medical Malpractice Insurance For Healthcare Providers in Canada

Medical malpractice insurance in Canada for healthcare providers is based on the number of patients in your care and how often you see them. It is also based on the risk factors involved with the business you own. For example, a Laser Eye Clinic would have higher risk factors than an Ear-Piercing Salon. Because of the diversity between corporate health facilities, insurance coverage option range widely. There’s no reason a First Aid Provider should have the same insurance policy as a Mobile Medical Unit. This is why it’s so important to talk to an insurance broker at ALIGNED Insurance. We can search through insurance products from the 65+ top insurance companies in Canada to find you the coverage that fits your business.

Scaling Your Corporation

As a business owner you want your business to thrive. You can grow your business and your insurance coverage can grow with you. Talk to an ALIGNED Insurance broker to find out how you can protect your business today and in the future. As you expand your business, you can count on your medical malpractice insurance to support you. Take care knowing that you’re protected against potential lawsuits tat may arise. As you scale your company, you’ll have piece of mind knowing that a medical malpractice claim won’t derail your success.


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