Utility Company Insurance

Are you constructing your dream home or undertaking a significant renovation of your residential or commercial property? Safeguard your vision with Builder’s Risk Insurance. This coverage ensures your project is protected during the construction phase and offers peace of mind for your developing dream home or space.

Utility Company Insurance

In order to increase your energy production while decreasing your environmental impact, you need the support of a utility company insurance plan that protects you from the risks that come with meeting those demands. We provide comprehensive and customizable utility company insurance packages to cover your specific exposures.

Want to know a little about our history insuring utility companies? When you’re done here, be sure to check out our interview with Mike Kazmaier, Founder & Director of Operations of Clean Cut Energy.

Utility Companies We Insure

utility company insurance
Looking for Utility Company Insurance in Canada? Contact us HERE to get an online quote now!

Our utility company insurance packages and risk management solutions are ideal for (but not limited to):

  • Gas, coal and electric utilities
  • Wind, solar & turbine power generation companies
  • Independent utility companies
  • Service, repair & installation companies specializing in traditional and/or renewal power
  • Power optimization & electricity reduction consultants
  • Hydroelectric facilities
  • Power generation and distribution companies
  • Propane distribution companies
  • Renewable energy suppliers, wholesalers, distributors & consultants
  • Water and sewer utilities

Common Utility Company Insurance Coverages
Commercial General Liability Insurance
 

  • Provides liability protection for instances, and alleged instances, of personal injury, property damage, false advertising and libel/slander.

Professional Liability Insurance 

  • Protects architects, engineers and other licensed professionals at your utility company who require E&O coverage for any design and/or consulting work performed.

Directors & Officers Insurance 

  • Indemnification for your utility company and/or your directors and officers who can be held personally liable for wrongful acts. 

Commercial Auto Insurance / Commercial Vehicle Insurance

  • Fleet coverage for utility company vehicles.

Commercial Property Insurance 

  • Includes multi-location coverage for structures. power generating assets, equipment, tools, and contents. Perils covered can include fire, flood, sewage backup, windstorms, vandalism and more.

Business Interruption Insurance 

  • Can help you manage operating expenses when a covered peril forces your utility company to shut down.

Extra Expense Insurance 

  • Expense coverage for costs over normal operating expenses required for the setup of a new workspace following an insured peril.

Pollution Liability Insurance 

  • Provides coverage for cleanup and litigation costs.

Boiler & Machinery Insurance / Equipment Breakdown Insurance

  • Coverage can protect you from losses stemming from breakdowns to critical equipment and machinery such as compressors, heating systems and electrical panels that are caused by electrical arcing and other perils not covered in a property insurance policy.

Cyber Liability & Privacy Insurance 

  • Utility companies are prime targets for cyberattacks that are meant to create chaos, steal information and hijack data for ransom. Our cyber liability & privacy coverage can protect your utility company from the costs of notifying clients, restoring data, investigations and more.   

Builders Risk Insurance

  • Provides property coverage including building, supplies and materials for structures and power generation assets under construction. 

Wrap-Up Liability Insurance

  • Provides bodily injury and property damage liability coverage for structures under construction.  

Comprehensive Utility Company Industry Insurance and risk-management solutions powered by Commercial insurance specialists.

When you choose ALIGNED, you get a commercial insurance specialist advocating on your utility company’s behalf to get you comprehensive utility company insurance at affordable rates from the best insurance companies. We work with Canada’s top insurance companies to ensure that your protection is secure and responds should you need it. Your dedicated advocate is here to answer your questions and make filing a claim convenient and stress-free. Contact an ALIGNED advocate for a free quote on utility company insurance in minutes or get started right away by using our free online tool.

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