As an outfitter and guide, you face a wide range of risks when operating your business. Whether you sell specialized equipment and supplies or guide individuals during expeditions, activities, or professional sports, you need specialized insurance to protect you against the risks you face.
ALIGNED understands that every outfitter and guide has unique commercial insurance needs. Our outfitters and guides insurance packages offer a diverse range of policies and limits to help you mitigate financial loss. Whether your business faces third-party liability claims, lawsuits, or damages, outfitters and guides insurance will protect your business.
Why Is Outfitters And Guides Insurance Important?
From guided hunting trips to back country ski excursions, outfitters and guides face unique risks when taking care of their customers. When things go south, it could quickly lead to a costly claim or lawsuit. Outfitters and guides insurance protects your business against potential financial loss for every adventure you offer:
- Your negligence results in a guest suffering injuries during a guided expedition.
- A customer sues for property damage sustained in your shop.
- A customer claims you sold them faulty equipment that resulted in them getting injured.
- Your equipment or inventory are damaged, stolen or destroyed during transportation or usage by an insured peril.
What Does Outfitters And Guides Insurance Include?
Commercial Property Insurance – your business relies on a commercial building and equipment to operate successfully. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Commercial General Liability Insurance – also called CGL insurance, commercial general liability insurance provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations or while they are on your premises. CGL insurance also typically includes product liability coverage.
Cyber liability insurance – when storing sensitive payment information when guests sign up for expedition trips or pay for equipment, cyber liability insurance can protect your business against the loss that your guests or business suffer during a cyber attack.
Professional Liability Insurance – also known as errors & omissions insurance, covers situations where you make mistakes, such as negligence to supervise your guests or provide adequate safety equipment during expeditions.
Transportation Of Equipment/Gear Insurance – protects the equipment/gear you use for your business as it’s transported and in transit over water, forests, and trails.
Find The Right Outfitters And Guides Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.