Owning ATVs as a rental business or as an individual to let other people use them can be tough. While it provides your customers with a lot of fun and adventure to their days, there are also a lot of risks . One of the biggest concerns for ATV rental services is having adequate insurance to protect themselves and their business against liability and litigation should someone get injured during their rental or tour.
Whether you operate in a tourist area, an ATV park, a motor sport club, or somewhere else, having the right insurance coverage for your ATV rental service business is important. Not only does it protect your business from financial loss, but it also gives you peace of mind that you are protected against accidents.
At ALIGNED, you can find ATV rental service insurance that’s right for your business.
Why is ATV Rental Service Insurance Important?
ATVs can be expensive and dangerous if not operated correctly. For rental businesses, it’s important to ensure that they are protected against the gaps and risks that can cause financial loss or litigation.
- A customer can be injured or cause property damage to a third party while operating the ATV.
- A customer can be injured while on your premises, i.e., a slip and fall.
- ATV accidents can lead to expensive repair and replacement costs.
- ATVs are highly targeted items of theft.
Since the ATV market is so niche and insurance can be expensive, it’s important to ensure you have the right coverage to make every dollar count.
What is Covered Under ATV Rental Service Insurance?
Commercial General Liability Insurance – also called CGL insurance, provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations. For example, if a client is injured, you are covered for lawsuits, losses, and medical expenses.
Commercial Auto Insurance – whether it’s for vehicles, trailers or actual ATV’s auto insurance covers third party liability, physical damage to ATV’s, medical expenses, property damage to third parties, loss of income, disability benefits, and more if a customer is involved in an accident or collision while driving one of your ATVs.
Commercial Property Insurance – your business relies on your building and equipment to operate successfully. ATVs and your buildings can be very expensive to repair or replace since the market is so niche and the equipment is specialized. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Operate Confidently with the Right ALIGNED ATV Rental Service Insurance for Your Business
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Contact an ALIGNED commercial insurance specialist for a free quote, or use our free online tool.
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