Horse tracks are important part of many communities across Canada and for individuals that like to gamble on horse races, compete as an equestrian, or compete in sports that involve horses. When hosting horse racing events or training sessions, there’s a lot that could go sideways if you or your customers or guests aren’t careful.
You have grand stands, structures, fences, barns, horse tracks, and maintenance equipment etc. that you rely on to generate business. It’s important to ensure you protect your business against damage of destruction of your property and from liability claims, litigation, and damages.
With horse tracks insurance from ALIGNED, we help you mitigate the financial risks of operating a horse track. Our specialists work closely with you to match you with an insurance policy that suits your commercial insurance needs and budget.
Why Is Insurance For Horse Tracks So Important?
Operating a horse track is expensive and comes with risk. When you host events, training and competitions, your business is exposed to risks that could cause costly financial losses. Whether it’s the safety of your guests or the operations of your tracks, concession stands, and gift shops, horse track insurance protects you from risks such as:
- A customer sues for injuries sustained while visiting your horse tracks.
- Your maintenance equipment is damaged in a fire.
- Heavy rain floods your facility and cleanup plus repairs are needed.
- Damages to your gift shops, bleachers, and other operating areas from an insured peril cause temporary closures, cancellation of events and signigicant loss of income.
Whatever your horse tracks are faced with, horse tracks insurance from ALIGNED can help cover the resulting financial losses.
What Does Insurance For Horse Tracks Include?
Commercial General Liability Insurance – also called CGL insurance, commercial general liability insurance provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations or while they are on your premises. CGL insurance also typically includes product liability coverage.
Commercial Property Insurance – your business relies on commercial buildings and equipment to operate successfully. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Cyber Liability Insurance – when storing sensitive client information in your payment systems, cyber liability insurance can protect your business against the loss that your client suffers during a cyber attack and other related costs.
Equipment Breakdown Insurance – if your equipment breaks down, equipment breakdown insurance can cover physical damages to your equipment or replacement parts.
Find The Right Horse Tracks Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.