Business Insurance Windsor
Windsor is a critical businesses community that provide leisure, entertainment, essential services, manufacturing and of course supports so much of our cross border collaboration with the US. As a business owner in Windsor, one of the main concerns is protecting your business against third-party liability claims, litigation, and damages.
At ALIGNED, we understand that every business has unique operational and financial risks. While you’re busy ensuring your customers are safe and satisfied, we work hard to ensure your business is protected.
With comprehensive business insurance for your Windsor-based business, you successfully mitigate the financial risks of running a business. Our specialists work closely with you to find a policy that best matches your commercial insurance needs and budget.
What Does Business Insurance In Windsor Include?
Each business has unique operating risks that could cause costly repairs or unsatisfied customers. While unexpected events might be rare, even one accident can cause your business to go sideways:
- A customer sues for injuries or property damages sustained on your premises.
- You make mistakes that cause clients to suffer financial loss.
- A competitor sues for making false claims about their business.
- A hacker goes into your database and steals sensitive client and company information.
- You location is robbed and expensive inventory and cash is stolen.
What Does Business Insurance In Windsor Include?
Here are products that are common in a standard package insurance policy:
Commercial General Liability Insurance – also called CGL insurance, covers injuries, bodily harm, and property damages occurring to a third party on your premises. CGL insurance also typically includes product liability coverage, which protects your business against liability and damages resulting from the products you sell retail, wholesale and/or manufacture.
Commercial Property Insurance – it protects your commercial assets and buildings in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Commercial Auto Insurance – protects your business against accidents and collisions that involve any of your company’s vehicles. It covers medical bills, legal fees, settlement awards, and repairs.
Cyber Liability Insurance – protects your business against data breaches and data recovery from cyber attacks. It also protects your business against cyber security lawsuits from clients that allege damages or financial losses as a result of the breach.
Equipment Breakdown Insurance – if your equipment breaks down due to electrical arching, a pressure vessel exploding or other covered perils equipment breakdown insurance can cover physical damages to your equipment, building or replacement parts.
Professional Liability Insurance – also known as errors & omissions insurance, covers situations where your service(s), advice recommendations etc. result in financial loss or other damages to the customer.
Find The Right Business Insurance In Windsor From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.
