Men’s Clothing Store Insurance

Men’s clothing stores sell various leisure, athleisure, everyday and formal pieces. People can find shoes, accessories, suits and ties, swimsuits, and workout gear at a typical men’s clothing store. Whether a customer needs an outfit for a vacation, an interview, or a regular day, they’ll most likely find what they are looking for within one or two men’s clothing stores. As a retail shop owner, there are operational risks your business faces during daily operations. And while risk management practices are important to put in place, sometimes it’s not enough.

Operational risks could result in costly repercussions if they are escalated to a lawsuit. With men’s clothing store insurance from ALIGNED, you keep your retail store protected against financial loss from liability, litigation and/or damage, destruction or theft of your inventory and other physical assets.

Men’s Clothing Store Insurance
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Why is Men’s Clothing Store Insurance Important?

There are always risks involved with operating a retail clothing store, whether you’re a local niche store or a high-end retailer. When customers are injured, or your inventory is damaged, it could result in large financial loss or even business closure. Some risks you could encounter include:

  • A customer is injured or suffers property damage on your premises.
  • Your inventory is damaged in a fire.
  • Your employees steal from the cash register or your inventory.
  • Sewer backup at the mall you are located in forces the mall to shut down for a week while repairs and clean up occurs.

Sometimes, having risk management practices in place isn’t enough to protect your business when something happens. With ALIGNED, you get tailored men’s clothing store insurance to protect your business. Whether there’s a slip-and-fall or a fire, we’ve got you covered.

What Does Men’s Clothing Store Insurance Include?

Commercial General Liability Insurance – also called CGL insurance, provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations. For example, if a client is injured, you are covered for lawsuits, losses, and medical expenses. The typical men’s clothing store insurance policy also includes product liability coverage.

Commercial Property Insurance – your business relies on your building and equipment to operate successfully. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.

Business Interruption Insurance – provides compensation if your tailor shop closes temporarily for repairs due to an unexpected insured event that’s out of your control.

Crime Insurance – protects your business in the event an employee steals from your cash register or inventory. It also covers credit card fraud.

Find the Right Men’s Clothing Store Insurance for Your Business

ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Contact an ALIGNED commercial insurance specialist for a free quote today!

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