Environmental engineers work tirelessly to protect the natural environment, but doing so comes with risks. From being sued by a client to your equipment or business vehicle is damaged or stolen, environmental engineering businesses must protect themselves from financial harm. One way to do this is with environmental engineer insurance.
What do environmental engineers do?
Environmental engineers work to develop, design, and implement solutions to environmental problems. For example, an environmental engineer may be tasked with reducing water and air pollution, creating plans that protect specific plants, species and/or habitats/ecosystems, improving recycling systems, or other republic health initiatives.
Safeguard your environmental engineering business with comprehensive insurance coverage
There are many coverage options available to environmental engineering businesses. Some of the most common include:
- Commercial general liability insurance: Commercial general liability coverage protects your environmental engineering business against claims of third-party bodily injury and property damage. It can cover the cost of injury or damages to a third party, as well as the cost of a lawsuit (e.g. defence and court fees).
- Professional liability insurance coverage: Professional liability insurance aka E&O insurance is the typically the most important and expensive insurance product for environmental engineers as it protects the professionals and firms from allegations of negligence associated with their services, advice, designs etc. provided to their clients.
- Commercial property insurance: Commercial property insurance protects your environmental engineering office or another place of business, as well as any business-related contents, from damage. This coverage protects your property against insured perils like water damage, fire, theft, windstorms, vandalism, etc.
- Tools and equipment insurance: With tools and equipment insurance, your insurer may cover the cost of repairing or replacing your environmental engineering business’s tools or equipment if they are damaged or lost due to an insured peril, like theft.
- Commercial auto insurance: Commercial auto insurance is important if your environmental engineering business uses vehicles for commercial purposes, such as to transport tools and equipment or travel to and from clients’ offices. Commercial auto insurance policies vary but often feature third-party liability coverage, comprehensive coverage, uninsured automobile coverage, accident benefits coverage, collision coverage, and more.
- Pollution liability insurance: Since environmental engineering work can involve environmental hazards, pollution liability coverage is important. This coverage can protect your environmental engineering business from claims of third-party bodily injury, property damage, or environmental damage resulting from your work.
Why should I get environmental engineer insurance?
You should invest in environmental engineer insurance to protect your engineering business from financial harm. As an engineer, the nature of your job can be dangerous. Though you work hard to ensure a successful result on every project you’re a part of; there are always elements outside of your control. Thankfully, environmental engineer insurance can help mitigate these risks by offering financial protection against liabilities, property damage, allegations of professional negligence, and more.
Purchase environmental engineer insurance with ALIGNED
ALIGNED can find your environmental engineering business the right coverage in no time. Our expert brokers are always here to use their resources and expertise to match you with a personalized environmental engineer insurance policy that meets your needs and budget. Plus, since we work independently of insurance companies, you can always count on us to offer an unbiased, objective opinion on the best coverage for your engineering business. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.
