As climate change becomes a growing concern, pollution and environmental conditions are increasingly becoming liabilities for many businesses. In fact, greater environmental awareness and enforcement, especially from certain provincial governments like Ontario and British Columbia, has led to many organizations and engineering firms requiring their contractors to have pollution liability insurance. Why? Because they know that most general liability policies exclude pollution liability, and they want to be protected should the work they contract out to others results in a pollution claim. Without pollution liability insurance, contractors, and the firms that employ them, are at risk.
By purchasing pollution liability insurance, you can fill this gap and get the coverage you need to protect yourself against the risks and liabilities that come with exposure to pollution on a job site. Pollution liability insurance is essential for a wide range of contractors, from construction and cleaning contractors to HVAC and painting contractors. It’s a common misconception that pollution liability insurance is only necessary for those that work directly with hazardous waste and materials.
The reality is that everyday construction work can result in solid particles becoming airborne, leading to damage or injury and innocent spills, tips overs etc. can result in serious environmental events. Reduce the risk caused by pollution-related working environments by investing in a quality pollution liability insurance policy, such as that offered by ALIGNED.
Pollution Liability Risks
Our pollution liability coverage can protect property owners and contractors across all industries. Our number one aim is to protect you from risk, which is especially important if you primarily or even occasionally work with or in the following areas:
- Excavation and hydrovacing
- Tank installation and removal (above and below ground)
- Waste and contamination disposal or transportation
- Spill containment
- Emergency spill response and clean up
Our pollution liability insurance is one of the most comprehensive policies in Canada. From property damage and bodily injuries to environmental damage on a job site, whether short or long-term, ALIGNED has got you covered. Specifically, our pollution liability insurance provides coverage for:
- Lawyer’s fees
- Defence costs
- Transportation exposures
- Clean up-costs and environmental damages
- Emergency response costs
- The Evolution of Pollution Liability Insurance
- What Does Pollution Insurance For Your Business Cover?
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- Canadian Environmental Pollution Insurance Coverage Explained
- Why You Need an Environmental Consultants Insurance Policy
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It’s important to remember that with pollution liability, even baseless lawsuits require significant resources to defend. Protect yourself by investing in pollution liability insurance with ALIGNED.
ALIGN Yourself With the Leading Pollution Liability Insurance Brokerage in Canada
The ALIGNED team wants to help protect you from pollution-related risks. That is why we are proud to offer pollution liability coverage that is not only affordable but also far-reaching. We have insured thousands of contractors, protecting them from the risks associated with working around asbestos, lead, mould, and other pollutants. With ALIGNED, you can take advantage of our customized pollution liability insurance solutions.