As a dairy farmer in Canada, it’s your job to provide clean and safe milk for individuals and other businesses. Canadians rely on dairy farmers for the milk they drink and all the other dairy products we love like ice cream, butter, yogurt, and cheese!
Dairy farmers have a lot of responsibilities, such as planting crops, making hay, feeding the cows, and ensuring the cows have enough milk supply each season. Because of the importance of your job, keeping your farm operating smoothly and safely is one of the most important priorities and concerns. Otherwise, unexpected events could throw your business/farm into a difficult financial situation or possibly bankruptcy.
With comprehensive dairy farm insurance from ALIGNED, you can choose from a variety of insurance coverages tailored to your specific needs, preferences and budget. Dairy farm insurance helps mitigate potential financial loss from lawsuits and/or damage or destruction of physical assets, so you can always operate confidently.
Why is Dairy Farm Insurance Important?
The safety and stability of your farm/business is one of the most important concerns for any dairy farmer. A safe business that operates smoothly ensures that the products are of high quality and delivered on time thereby mitigating risk. However, there are risks associated with any business and unexpected events, disruptions etc. could cause damages and financial loss to your business.
Here are some scenarios where insurance can protect your dairy farm:
- A third party is injured on your farm
- Your livestock and/or other property is damaged in a flood or fire
- The milk your farm produces causes illness
- Your equipment or machinery is stolen
With comprehensive dairy farm insurance from ALIGNED, you keep your business and property protected against damages from these scenarios, and many more.
What Does Dairy Farm Insurance Cover?
Commercial General Liability Insurance – also called CGL insurance, commercial general liability insurance provides coverage for injuries, bodily harm, and property damages occurring to a third party as a result of your business operations.
Commercial Property Insurance – protects your assets against damage in the event of a fire, vandalism, flood, theft and other natural disasters/events which are beyond your control.
Pollution Liability Insurance – covers claims of environmental damage and cleanup costs associated with spills, site contaminations, chemical releases, and other pollution incidents. ex. fuel or fertilizer leaks or significant spills
Product Liability Insurance – covers losses from the manufacturing, distribution, wholesale, and selling of the farming goods to others which cause physical injury or illnesses to its customers. Product liability insurance is most often included in a general liability insurance policy.
Find The Right Dairy Farm Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.