Agriculture Cooperative Insurance

Agriculture Cooperative Insurance

Farming and agriculture cooperatives have long been part of Canada’s culture and identity. They play a huge role in the livelihood of many Canadians and serve the well-being of individuals, families, and businesses across the country. Agriculture cooperatives are more complex than many people think. It requires a large network of farmers, suppliers, and communities that coordinate to grow, distribute, market, and sell their farming products.

When participating in a large agriculture cooperative network, there are many risks and opportunities – especially with the globalization and technological advancements of the industry. We want your business and network to remain as safe and reliable as it started, and you can achieve that with agriculture cooperative insurance from ALIGNED.

Why is Agriculture Cooperative Insurance Important?

Agriculture Cooperative Insurance
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There is a lot of equipment, processes, and coordination involved. There is also a lot of space for things to go wrong.

  • Thunderstorms, floods, and other severe weather can damage equipment, harvested crops, feed, supplies and other property.
  • Products grown and distributed can cause illnesses to customers.
  • Adoption of innovative technology for agriculture can increase producer liability risk.
  • Suppliers, visitors, customers and other people on the premises can get injured or suffer losses from the operations of the agriculture cooperative.

ALIGNED has custom insurance packages to protect your agriculture cooperative business from the risks of doing business.

What Does Agriculture Cooperative Insurance Include?

There are many coverages that workers in the industry can choose from. Here is what a typical agriculture cooperative insurance package might look like:

Commercial Property Insurance – Ensures that the replacement and repair costs of your property and equipment are covered. You can also purchase business interruption insurance for extra coverage and compensation such as repairs and lost income if the agriculture cooperative temporarily closes because of insured perils like natural disasters.

Sewer Backup – Covers structural and other damages when heavy rainfall floods the underground water systems and leads to a sewer backup. It is especially important for older infrastructure that’s easily overwhelmed by extreme weather events.

Pollution Liability Insurance – Covers claims of environmental damage and cleanup costs associated with spills, site contamination, chemical releases, and other pollution incidents.

Product Liability Insurance – Covers losses in manufacturing, distribution, wholesale, and selling if the farming goods cause illnesses or injury to its customers.

Equipment Breakdown Insurance – Covers losses and damages in the sudden, accidental, and physical breakdown of equipment not covered in a typical commercial property insurance policy that requires repairs or replacements.

Find the Right Agriculture Cooperative Insurance from ALIGNED

ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.

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