Radiologist Insurance

Radiologists are responsible for diagnosing and treating a variety of ailments using medical imaging technology. In any medical field, there is a risk, which is why radiologist insurance is so important. With the right insurance coverage, your radiology clinic can be protected against lawsuits, property damage, and more. 

Radiologist Insurance
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Insurance coverage options for radiologists

As a radiologist clinic, the following coverage types are typically recommended: 

  • Professional liability insurance: Professional liability insurance, otherwise known as malpractice insurance or errors and omissions insurance, is crucial for radiologists and the corporate entity/clinic. It can protect your business against claims alleging negligence, misconduct, malpractice, error, or failure to deliver a service as promised.
  • Commercial general liability insurance: Commercial general liability coverage, or slip and fall insurance, protects your radiology clinic against claims of third-party bodily injury and property damage. If such a claim is brought against your clinic, your insurer may help cover the legal fees and any medical expenses. 
  • Commercial property insurance: Commercial property insurance aims to protect your clinic and any business-related contents (e.g. computers, examination beds, medical imaging equipment, etc.) from property damage caused by an insured peril. Insured perils vary but could include windstorms, fire, theft, water damage, vandalism, and more. 
  • Cyber liability insurance: If your radiology clinic stores sensitive patient information online on the computer, such as personal, financial, or medical information, cyber liability insurance might be wise. This type of coverage can protect you in the event your network is hacked or breached, and your information is stolen. Specifically, your insurance company may cover costs like credit monitoring, client notification, and more. 
  • Commercial auto insurance: If your radiology clinic owns and operates vehicles for business use (even just one vehicle), commercial auto insurance might be necessary. Commercial auto insurance policies can include third-party liability coverage, uninsured automobile coverage, accident benefits coverage, collision coverage, and more. 

Factors that influence the cost of radiologist insurance

Radiologist insurance varies in price because insurance companies consider several factors when calculating premiums. Some of these factors include: 

  • The size and location of your radiology clinic
  • The equipment located at your clinic
  • The number of employees your radiology clinic employs
  • The services offered at your radio clinic (e.g. X-rays, ultrasound, MRI, PET, mammography, etc.)
  • Your insurance claims history
  • Your years of experience and certifications 
  • The coverage options, policy limits, and policy deductibles you choose

Save money on radiologist insurance.

Save money on radiologist insurance by working with a trusted insurance brokerage like ALIGNED. As commercial insurance experts, we know the ins and outs of the industry and will ensure we find you great coverage at a competitive price. We can also help you unlock discounts you didn’t know you were eligible for and let you in on other effective money-saving tips.

Contact ALIGNED to find out how radiologist insurance can protect you.

Safeguard your radiology clinic with personalized and flexible radiologist insurance from ALIGNED. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.

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