Ontario Commercial Vehicle Insurance Broker

Working with the best Ontario commercial vehicle insurance broker, like the insurance brokers at ALIGNED Insurance, is important because Ontario commercial vehicle insurance is expensive and having the right Ontario commercial vehicle coverage is critical to protecting your business and ensuring an Ontario commercial vehicle accident doesn’t adversely harm your business.

Ontario Commercial Vehicle Insurance Broker
Looking for Ontario Commercial Vehicle Insurance Brokers? Contact us HERE to get an online quote now!

What is Commercial Vehicle Insurance? 

Commercial vehicle insurance is a premium that businesses pay to protect themselves against perils encountered during the use of their vehicles in a commercial capacity. Having the right commercial insurance means a business owner does not have to pay out of pocket in the event of an accident that causes property damage or bodily injury to their own employees or vehicles or to any others. This type of insurance covers any of the commercial vehicles used in the course of business, including cars, trucks, vans, buses and more. Adequate insurance coverage is a necessary part of any successful business and coverage should be tailored to a business’s specific needs and situation.

Why Do I Need A Good Ontario Commercial Vehicle Insurance Broker?

Running a business is tough which is business owners tend to surround themselves with trusted advisors in their respective areas of specialization. Not having the best Ontario commercial vehicle insurance broker could mean you are paying way to much for your Ontario commercial vehicle insurance or that you don’t have the right or enough Ontario commercial insurance. In addition, a good Ontario commercial insurance broker will proactively offer choice/options because they work with a number of the best Ontario commercial vehicle insurance providers like:

Why Should We Choose ALIGNED Insurance Brokers As Our Ontario Commercial Vehicle Insurance Brokers?

There are 18 reasons why so many other organizations consider ALIGNED Insurance as the best Ontario commercial vehicle insurance broker.  In addition, ALIGNED insurance brokers can offer special rates if any or all of the following apply:

  • Established and stable Canadian-based businesses that carry their own products
  • Low to medium hazard exposures
  • Multi-Policy Discounts
  • Businesses that have processes and protocols around good driver selection, training and loss prevention
  • Newer and well maintained commercial vehicles
  • A good historic loss experience
  • A Satisfactory or Excellent CVOR rating for any heavy commercial vehicles
  • Preferred pricing for vehicles driven by conviction-free drivers

What Determines the Cost of Auto Insurance? 

The cost of auto insurance is determined by a variety of factors. Ontario commercial vehicle insurance can be expensive so it is vital to get the best possible coverage for your business at the best rate. A qualified commercial vehicle insurance advisor like those at ALIGNED will assess your business’ attributes and determine the best coverage for you. Factors like how long you’ve been in business, your hazard exposures, your claims history, the state and age of your commercial vehicles, how many vehicles you ensure, your business practices around drivers of commercial vehicles, your safety rating and the rating of your commercial drivers will all play a part in determining the cost of your company’s auto insurance premiums. 

What Kind of Coverage Do I Need? 

You need the right commercial vehicle insurance coverage for your business that is based on your particular situation. You also do not need to overpay for commercial auto insurance, so seeking the advice of a trusted insurance specialist at ALIGNED will ensure your business is getting the proper coverage without paying too much. You might require a multi-vehicle insurance policy that covers the different types of vehicles you have in your commercial fleet. Perhaps you only have a couple of company vehicles you need to insure. Whatever your particular situation, the insurance advocates at ALIGNED will work on your behalf to secure the coverage you need at the right price. 

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ALIGNED Across Canada   

100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves more than 1,400 clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.

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