Get a quote

×

Join Our Distribution List Today!



×
Need help managing your business risks during COVID-19? – CLICK HERE FOR INFO YOU CAN USE
ALIGNED Insurance

Call Toll Free
1-866-287-0448

How Yacht Club Insurance Can Help Mitigate Risk

ONLINE Commercial insurance
Want to buy ONLINE Commercial insurance now?
Click HERE to get coverage now!

From organized cruises to regattas to educational programs, your yacht club provides a valuable social community and is part of a long and storied tradition. Like sailing, however, running a yacht club also comes with risks. Our insurance packages can help your organization safely navigate those risks.  

Helpful Risk-Reduction Tips for Yacht Harbours

Yacht Club Insurance
Looking for Yacht Club Business Insurance? Click HERE to get an online quote now!

The following precautions can help protect your guests, members, volunteers and the general public and minimize the potential liability risks faced by your organization:

  • Post signage that clearly warns of dangers around the club
  • Perform regular inspections on your club’s moorings, planks, signs, electrical cords, equipment and machinery
  • Have first aid kits, fire prevention equipment and defibrillators at easy-to-spot locations throughout the club and ensure staff are properly trained on them
  • Have emergency protocols in place including an evacuation plan and a crisis response team
  • Install up-to-date surveillance and security systems throughout the harbour
  • Back up your harbour’s risk management strategy with comprehensive insurance that covers all of its risks

Yacht Club Insurance Coverages

Commercial General Liability Insurance – can provide legal coverage for lawsuits alleging personal injury, property damage, false advertising and libel & slander brought against your business.

Liquor liability – liquor liability coverage is necessary if your club serves alcohol as it can protect you from legal liability for the actions of an intoxicated guest or member.

Pollution Liability Insurance – can cover cleanup costs, fines and legal fees related to pollution and spill liability.

Property Insurance – is vital for your harbour as it can provide coverage for buildings, equipment, boats, etc., in the event of a fire, flood, windstorm and other perils.

Business Interruption – this policy can provide you coverage for business income lost due to an insured peril.

Hull & Machinery Insurance & Protection and indemnity Insurance – can cover your club’s vessels, personal watercraft, borrowed and non-owned boats and barges for damage and legal liability for collisions that take place with other vessels and installations that result in property damage, bodily injury and death.

Directors & Officers (D&O) / Board Insurance – protects the directors and officers of your club whether they are volunteer or salaried members of your board. Officers and directors can be held personally liable in lawsuits alleging mismanagement, conflict of interest and other ‘wrongful acts’ without this coverage.

Related Article

P&I: Marine Insurance Explained

ALIGNED – We’re here to protect your yacht club from running aground

When you choose ALIGNED, you get an advocate working with Canada’s top insurance companies to get you comprehensive yacht club insurance solutions that covers your liability protection and business risks at competitive rates.

Commercial insurance is all we do. The commercial insurance experts at ALIGNED can save you time, money and the hassle of shopping around for the right marine vessel club insurance at the best rates. Contact an ALIGNED advocate to get a free quote in minutes or get started right away by using our free online tool.

We’re here to help you find the BEST commercial insurance…
Our team of insurance brokers is available to help answer any and all questions you might have about all of our commercial insurance products. If you have a question about business insurance, are uncertain about what a particular insurance coverage term means, or simply want to find commercial insurance that directly aligns with your needs, don’t hesitate to call us toll-free at 1-866-287-0448.

It’s time to get your insurance aligned. Want Canadian business insurance that’s ALIGNED with your bottom line? We can help. 365. Call us toll-free at 1-866-287-0448.

We’re ALIGNED across Canada. The ALIGNED Insurance National Operations Centre in Cambridge, Ontario supports our Toronto, Calgary and Vancouver offices. We’re proud our industry peers consistently recognize ALIGNED Insurance as one of the best insurance teams in the country. We are also very proud to be one of the fastest growing insurance brokerages in Canada.

We deliver e-news you can use. Get practical business insurance insights in your inbox. 12,000+ people subscribe to our free ALIGNMENT Matters e-news. Just click the JOIN OUR DISTRIBUTION LIST button – at the bottom of our homepage – to connect and learn more about us.

365 | Get ALIGNED. Every day, Canadian business leaders follow our insurance insights via @ALIGNEDonRisk, on FacebookLinkedIn and watch our YouTube videos here!

Leave a Reply

Your email address will not be published. Required fields are marked *

CLICK HERE TO GET A COMMERCIAL INSURANCE QUOTE NOW