As a dance instructor, you might operate from someone else’s studio, provide private or group lessons (online or in person), have your own studio, or even a home studio. Regardless of where, how or what type of dance you teach…being a dance instructor can be a rewarding and fun business, but it can also be risky because you’re responsible for the safety of your students. Keeping your students safe is just also just part of the job as there’s a significant amount of work put into running a dance studio and even more work if your students participate in recitals or competitions.
Dance instructor insurance is designed to protect you and/or your studio against the risks you and your business might encounter during daily operations.
Regardless of where you operate your studio and what type of dance instructor you are, adequate dance instructor insurance keeps your business covered against liability claims, equipment/premises damage, lawsuits etc. With the help of ALIGNED, you can mitigate the financial risk of operating a dance studio. We provide affordable, comprehensive dance instructor insurance packages to help keep your business up and running.
Why Is Dance Instructor Insurance Important?
Dance instructors are responsible for the safety of their students, parents and guest during lessons, competitions, and recitals. Even with careful instructions and guidance, accidents can result in costly liability claims and lawsuits.
- A student trips and falls during a routine and needs medical attention for a broken bone.
- A student injures himself because you stepped out of the room or provided wrong instructions.
- Someone breaks into your studio and steals equipment and cash.
- A flood forces you to close your studio during renovations.
- Faulty wiring causes damage to your walls and floors which forces you to shut down.
You can keep your studio safe against these risks with dance instructor insurance from ALIGNED.
What Does Dance Instructor Insurance Include?
Commercial General Liability Insurance – also called CGL insurance, provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations.
Commercial Property Insurance – protects your commercial assets and equipment against damage in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Cyber Liability Insurance – protects your business’s website, payment systems, and other technology platforms if you teach online. Cyber liability insurance covers the cost of data recovery, legal fees, hardware replacements, ransomware fees, business interruptions, etc.
Professional Liability Insurance – if your mistakes cause students not to receive the level of instruction or lessons you promised and it results in an injury or financial loss on the part of the student, there could be lawsuits. Professional liability insurance covers cases of negligence, misconduct, and errors, which is especially important for every instructor and studio as provide hands-on training, coaching and guidance.
Find The Right Dance Instructor Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.