With infectious beats, fun dance moves, and your high-energy attitude, you make exercise enjoyable and exciting for your clients. And even though you’re all over your class, checking up on your clients, an injury can happen in an instant and threaten everything you’ve worked for as a Zumba instructor.
Our Zumba Instructor insurance plans can give you the peace of mind you need, allowing you to concentrate on helping your clients feel the groove.
Zumba Instructor Insurance – How Can it Protect You?
Our Zumba Instructor Liability Insurance Policies Can Protect You
Zumbra instructor insurance policies can cover you for thing like:
- Medical expenses for injuries to clients and third parties
- Costs to repair or replace damaged property
- Lawyer’s fees and defense costs
- Out-of-court settlements
- Awards for damages and judgments against you
Zumba instructors typically purchase a combined product which includes professional liability and Commercial General Liability Insurance and it’s important to select a product that covers training online and/or in person.
CGL type of insurance can give you protection from property damage caused by you or your staff, false advertising claims, and accusations of libel or slander. CGL can also cover claims of personal injuries that aren’t related to Zumba instruction.
Examples:
- Between Zumba classes, a student slips on the wet studio floor and breaks her wrist.
- While in a client’s home, you accidentally break a large and expensive mirror.
- Another Zumba instructor claims that you’ve been telling his clients that he is incompetent and that he’s lost business as a result.
It’s also important to remember that anyone can file a false claim against you, forcing you to hire a lawyer to go to court and clear your name.
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- E&O Liability Insurance Overview
Get ALIGNED with an insurance company that can keep up with your needs.
Our brokers are not just commercial insurance specialists, we’re advocates who work for you. Our job is to protect you and your Zumba instruction business by getting you the comprehensive coverage you need from Canada’s top insurance companies at the best rates possible.
Contact an ALIGNED advocate for a Zumba instructor insurance quote in minutes or get started right away by using our free online tool.
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