ALIGNMENT Matters issue 14

Construction Risks? We Can Help You Build A Strong Insurance Foundation.  

Orange pylons, detours & cranes are among the most obvious signs that the Canadian construction season is in full swing. If your business is involved with any aspect of the construction process &/or about to build, renovate or repair property, now is time to understand what your current policy will and won’t cover. For instance, learn exactly who should be named in a builders risk policy here

Before you “break ground” on a construction project of any size, there are many coverage options, exclusions and considerations that can, and should, be custom fit to meet your needs. For expert advice and construction insurance insights, call an ALIGNED Advocate toll-free today at 1-866-287-0448.

> Scroll down to read about construction related risks and insurance coverages in ALIGNMENT Matters issue 14. 

Across Canada, we take pride in ALIGNED’s strong and unique foundation. Every day, we strengthen & build our organization by continuing to deliver the best business insurance products, services and insights to our more than 1,400 clients.

We also believe it is our responsibility to actively help others and that’s why two ALIGNED Advocates recently attended a fundraiser for and support Women in Crisis.


Andrew Clark, MBA, CAIB, RF, FCIP, RPLU
President & CEO
ALIGNED Insurance Inc.

ALIGNMENT Matters issue 14

  • [coverage] Bodily injury associated with asbestos? Contractors, engineers, environmental consultants and claims response firms represent the front line when it comes to handling, removing &/or disposing of asbestos. However, did you know that standard commercial general liability isn’t sufficient to cover your highly specialized liability risks? In fact, more often than not, a CGL policy will almost always… READ MORE
  • [claims] Know when construction starts and stops. If major renovations or construction to a building exceeds a certain threshold and these activities are not fully/properly disclosed to your property insurer, your commercial property policy will exclude or null and void coverage. These 10 real-world examples of how builders risk coverage responded to Canadian builders claims demonstrate how valuable…  READ MORE
  • [liability] How wrap up insurance can cover the whole crew with one program. Long before the ground is broke on any construction project, liability risks start to emerge. The traditional insurance approach requires each party to procure and maintain separate coverage. With multiple policies and insurers involved, the potential for a number of unforeseen liability issues/gaps to emerge such as…  READ MORE
  • [good causes] ALIGNED proudly supports Women in Crisis. Since 1977, Guelph-Wellington Women in Crisis has provided much needed services to women and their children who face abuse and sexual violence. In addition to a recent ALIGNED donation, on April 23rd, Darlene Alves and Darcy Franko-Felice attended their annual Purple Carpet Gala. As part of our commitment to give regularly… READ MORE

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     ALIGNED Career Opportunities – Work With Canada’s Premiere Insurance Brokerage
We’re ALIGNED Across Canada   100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves small, medium and large organizations across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. As one of Canada’s fastest-growing insurance brokerages, we invite you to learn more about us and connect @ALIGNEDonRisk, on Facebook or LinkedIn.

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