Asbestos Insurance Overview
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Asbestos Def: is a set of six naturally occurring silicate minerals, which all have in common their eponymous asbestiform habit: long (roughly 1:20 aspect ratio), thin fibrous crystals, with each visible fiber composed of millions of microscopic “fibrils” that can be released by abrasion and other processes. They are commonly known by their colors, as blue asbestos, brown asbestos, white asbestos, and green asbestos. Source: Wikipedia
Who Needs Asbestos Insurance?
Any organization that is trained and experienced in handling, removing, and/or disposing of asbestos or could potentially encounter asbestos needs specialized liability insurance products to address the significant liability risk as your standard commercial general liability policy will almost always exclude liability arising from asbestos.
Some organizations that must have or should consider asbestos insurance include:
- Occupational Hygienists
- Environmental Consultants
- Claims Response Firms and Restoration Specialists
What Does Asbestos Insurance Cover and How Do I know I have The Right Coverage?
Asbestos insurance is most commonly found in products like contractors pollution liability insurance and can cover the bodily injury incurred by third parties associated with the handling of asbestos by your organization. However, the specific type and scope of asbestos insurance needed for any organization who could encounter asbestos needs to be determined on a case by case basis.
To Learn More About Asbestos Insurance Speak To An ALIGNED Insurance Advocate Or Connect With Us Today At www.alignedinsurance.com
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