GST 114 Bond Explained
GST 114 Bond – What It Is & Why It’s Needed Goods imported into Canada are subject to the Goods and Service Tax (GST) or the Harmonized Sales Tax (HST). The GST was implemented in Canada on January 1, 1991. The GST/HST is a tax on final consumption, however, unlike a retail sales tax, the 114 GST/HST […]
Welcoming Joan Schwegel to the ALIGNED Insurance Team
Joan Schwegel Joins ALIGNED Andrew Clark, President and CEO is pleased to announce that Joan Schwegel has joined ALIGNED Insurance. Appointed as Finance Manager, Joan Schwegel, CAIB, RIBO, reports directly to Andrew Clark and is based in ALIGNED’s National Operations Centre in Waterloo, Ontario. With more than two decades of experience in the insurance industry, Joan now […]
ALIGNED Supports Children’s Wish Foundation
ALIGNED Proudly Supports Children’s Wish Foundation of Canada ALIGNED Insurance believes that it is a privilege to handle our clients insurance needs and that it is our corporate social responsibility to give generously and regularly to support the great work charitable and not profits organizations do every day across Canada. As part of our commitment to give regularly, […]
Goods and Services Tax/Harmonized Sales Tax Bond
Goods and Services Tax/Harmonized Sales Tax Bond Looking for a Goods and Services Tax/Harmonized Sales Tax Bond? Call us toll free at 1-866-287-0448 &/or visit our Get A Quote page. What It Is A Goods and Services Tax/Harmonized Sales Tax Bond & Why It’s Needed Goods imported into Canada are subject to the Goods and Service Tax (GST) or […]
Waterloo Business Insurance
Waterloo Business Insurance Explained Business insurance is a term for all types of insurance that provide protection from risks associated with operating a business. Business insurance is also often called commercial lines insurance and both term are used to make a distinction between them and personal lines insurance, which cover personal risks like potential liability from owning a home […]
Rental Property Insurance Explained
Rental Property and Building Insurance in Canada Rental Property Insurance Do you own a rental property? You are in the right place. Rental property insurance is important for all investment property owners. As someone who operates a rental property, you probably know first-hand how risky it can be. From potential lawsuits to property damage, and […]
ALIGNMENT Matters issue 15
Why Being Different Matters Prioritizing what will provide the greatest ROTS – return on time spent – can be tough. With many competing priorities, this is personally something I struggle with and, despite my best intentions to optimize everything in our business, I’ve noticed that my desire to regularly re-assess suppliers and objectively measure what makes […]
Engineers’ Insurance Overview
Engineers’ Insurance Overview Looking for an Engineers’ Insurance quote? Call us toll free at 1-866-287-0448 &/or visit our Get A Quote page. Engineers def: design materials, structures, and systems while considering the limitations imposed by practicality, regulation, safety, and cost.[1][2] The word engineer is derived from the Latin words ingeniare (“to contrive, devise”) and ingenium (“cleverness”).[3][4] Source: Wikipedia Who […]
Demolition Insurance Explained
Demolition Contractors Insurance Overview Demolition definition: the tearing down of buildings and other structures. Demolition contrasts with deconstruction, which involves taking a building apart while carefully preserving valuable elements for reuse. Source: Wikipedia Who Needs Demolition Insurance? Demolition liability insurance protects contractors against a broad range of potential common claims, including bodily injury, property damage, […]
