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We don’t have to tell you that running a web hosting company is risky business. All you have to do is visit Internet Live Stats to see in real-time that a website is hacked every second. Your clients depend on seamless and secure web hosting services. If their site or network is hacked or crashes, you are often one of the first places they are going to look at for answers – and possibly as the one responsible for covering their losses. Even if your agency is blameless, the costs to prove it add up quickly. Web hosting insurance is a package of customizable coverages designed to help your web hosting service mitigate the risks and liabilities you’re confronted with daily. Safeguard your company with insurance policies that match the risks of web hosting.
How Web Hosting Company Insurance Can Help Protect You
All businesses face risks and liability exposures, but web hosting companies have more angles to consider in protecting their long-term success. Along with enhanced cybersecurity systems and other risk management tools, the following insurance coverages can help bolster your web hosting company’s risk management strategy.
Technology Errors & Omissions Insurance is the insurance policy that can cover legal fees, out-of-court settlements and damages awarded against your company for claims that professional negligence, errors and/or omissions in your web hosting duties/service that resulted in a financial loss by your client.
Cyber Liability & Privacy Insurance can protect your business against the costs of data breach of your systems including third-party losses, investigations and the costs of repairing systems and client data.
Commercial General Liability Insurance is standard insurance coverage for all businesses and can cover your legal fees if a client sues over a data breach and for lawsuits alleging personal injury, property damage, libel/slander and false advertising.
Media Liability Insurance can protect web hosting companies in case it is named in a suit that, for example, alleges that one of your clients posted copyrighted material on their website.
Property Insurance & Mechanical Breakdown Insurance is vital for web hosting companies who own and operate sensitive electronic equipment. Electrical storms, floods, sewage backups, fires and other perils can put you out of business if your building, content, server farms and other equipment and aren’t covered.
Business Interruption coverage which reimburses your company for lost income due to an insured peril; and
Extra Expense coverage for the costs of setting up a temporary web hosting location following an insured peril.
Crime Insurance / Fidelity Insurance provides protection for business losses in cases of fraud, forgery, employee theft and other forms of employee dishonesty.
Employment Practices Liability (EPL) Insurance can cover your legal expenses to defend your company from employee lawsuits alleging wrongful dismissal, workplace harassment, discrimination and other employment-based suits.
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Web Hosting Business Insurance – Get ALIGNED with a commercial insurance expert who will look out for your best interests.
Commercial insurance is all we do. Let our commercial insurance specialists at ALIGNED save you time, money and stress. We are your advocate to get you exactly the insurance policy you need at competitive rates. Contact an ALIGNED advocate to discuss your web hosting insurance needs or use our online tool to get free quotes on web hosting business insurance in minutes.
We’re here to help you find the BEST commercial insurance…
Our team of insurance brokers is available to help answer any and all questions you might have about all of our commercial insurance products. If you have a question about business insurance, are uncertain about what a particular insurance coverage term means, or simply want to find commercial insurance that directly aligns with your needs, don’t hesitate to call us toll-free at 1-866-287-0448.
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