Stucco is an important material in the construction and architectural processes. Used on interior and exterior walls, ceilings, sculptures, and more, stucco provides aesthetic as well as build options. As a stucco contractor or stucco specialist, you have the skills and knowledge to apply this plaster material wherever it needs to go manually or using specialized machinery. During your daily operations, you might encounter risks that create costly repercussions if you are deemed liable.
That’s why it’s important to purchase comprehensive stucco contractor insurance for your business. At ALIGNED, we can help you find the right stucco contractor insurance package to protect your business against third-party claims of property damage and bodily injury.
Why is Stucco Contractor Insurance so important?
Because risk happens when you least expect it. Stucco contractors can encounter a variety of risks during their daily operations that could result in being sued for third-party property damage and/or bodily injury. You could also face costly repairs and property damage to your stucco business business. Some of the operational risks you may face include:
- A client injures themselves in a fall because of your on-site operations.
- You damage the property of a client while plastering their ceilings or walls.
- Damage to your equipment and other commercial property or assets.
- The stucco you installed causes property damage to your client later on.
Having robust stucco contractor insurance for your business helps mitigate your financial risks when working for an individual or commercial client. Our ALIGNED commercial insurance experts can help you throughout the process to find the right stucco contractor insurance policy as well as answer any questions you have.
What Does Stucco Contractor Insurance include?
Commercial General Liability Insurance – Also known as CGL or simply general liability insurance, commercial general liability provides coverage for injuries and property damages occurring to a third party during your business operations. For example, if your client suffers property damage while you work on their property or if someone trips over a misplaced tool, you are covered for lawsuits, losses as well as medical expenses.
Product Liability Insurance – If the stucco products you offer your clients are defective and cause damage, you could be held responsible. Product liability insurance provides protection against damages caused by your stucco products, such as injuries, illnesses and property damages.
Commercial Auto Insurance – You’re often traveling between client locations to help them with stucco applications. Commercial auto insurance covers medical, property damage, loss of income, disability benefits, and more if you are involved in a collision or accident. If you own a fleet, you should consider commercial Fleet Insurance for your business.
Find the Right Stucco Contractor Insurance for Your Business with ALIGNED
Our business insurance brokers with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Contact an ALIGNED Advocate for a free quote, or get your own quote stared right now using our easy online tool.