Sports Academy Insurance
Camps, clinics, and academies dedicated to helping Canadian youth get better at the sports they love while keeping them active and healthy and training the next generation of athletes all of Canada will be cheering on provide a valuable service to kids, parents, and Canadian sports fans alike.
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ALIGNED sports academy insurance packages are designed by our commercial insurance experts to protect your participants, coaches, volunteers, organization, and even the facilities you rent in case of accident or bodily injury and give you peace of mind.
ALIGNED’s Sports Academy Insurance protects academies of all kinds including…
As commercial insurance specialists, ALIGNED is able to provide comprehensive medical insurance coverage for sports academies including (but not limited to):
- Baseball, Softball
- Martial arts
- Track & field
- Water polo
Sports Academy Insurance Coverages
Our sports academy insurance policies and packages are tailor-made to address your academy’s activities, location, number of participants, etc., so that you only pay for the insurance you need, and that coverage responds when you need it. These are some of the policies recommended for sports academies:
Commercial General Liability Insurance provides you with coverage for medical expenses and property damage costs to injured parties (not employees) as well as coverage for legal expenses stemming from lawsuits alleging property damage, false advertising, libel/slander, and personal injuries that take place at your academy that are not the result of coaching or training (see Professional Liability below).
Optional coverage for abuse liability is also available and recommended for sports academies, camps, and clinics.
Event Liability Insurance is needed for tournaments, games, and exhibitions hosted by your academy. If you host fundraising events, banquets, or other events where alcohol is served, we can also provide you with liquor liability coverage to protect your academy from the actions of an intoxicated guest on a continuous or per-event basis.
Directors & Officers (D&O) / Board Insurance protects the directors and officers of your sports academy in case of lawsuits alleging mismanagement, conflict of interest, and other wrongful acts.
How much does Martial Arts Insurance Cost?
Martial Arts Insurance packages and policies are specifically formatted to fit your school’s classes and activities, number of students, project annual revenue, location, size, events, etc. Your unique characteristics determine the scope of your insurance, so you are not paying for insurance you don’t need. The cost will depend on your school’s characteristics and risk factors.
What insurance coverages are available for martial arts school insurance?
Commercial General Liability coverage forms the basis of most insurance policy packages. It protects against claims of property damage, bodily injury to your clients, as well as the cost of damages or lawsuits that could come from the same claims. It can also cover you in the event that you are accused of false advertising and sued. You can also choose to add Event Liability Insurance (with the possible add-on of liquor liability), Property Insurance, and other coverages such as abuse liability (recommended for schools that deal with minors), and Director’s and Operator’s Insurance to your package.
How does martial arts liability insurance protect your business?
Martial Arts Liability Insurance protects your business from potentially crippling claim payments that could be assessed if a student or client sustains personal injury or property damage as a result of attending your school. This could be from a minor injury like a slip or from a major head injury incurred while practising. You can also add abuse liability coverage to guard against allegations of mistreatment.
What happens if my school doesn’t have martial arts insurance?
Without Martial Arts Insurance, your school is vulnerable to claims that you will have to pay out of pocket. Both liability claims and other losses, such as property damage, become your responsibility alone to bear. If your business doesn’t have reserve funds to cover such losses, your Martial Arts school will not survive.
How to Choose a Martial Arts Insurance Policy Provider?
Comparison shopping is a sound way to determine which Martial Arts Insurance Policy Providers are right for you. You should look for an insurance company focused on Martial Arts Small Businesses’ needs and a specialist in providing commercial insurance. Choosing a Martial Arts Insurance Policy Provider is much easier with the assistance of ALIGNED Insurance advocates who will get you the coverage you need from Canada’s top insurance companies.
Defend your sports academy by getting ALIGNED with sports academy insurance packaged by commercial insurance specialists.
Insuring businesses is all we do. But our brokers are not just commercial insurance specialists, we’re advocates for you. Our job is to protect your sports academy by getting you the coverage you need from Canada’s top insurance companies at rates you can afford.
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