Finding the right sawmill insurance for your portable or established sawmill that protects your property, stock, income and your operations from liability is no easy feat. Several carriers and brokers have no appetite for the high risk of fire sawmills face and if you find a specialist in sawmill, logging or forestry insurance, they may not have access to all the coverage your sawmill needs and/or don’t cover all activities and businesses in the sawmill, logging and forestry industries.
Fortunately, at ALIGNED, commercial insurance is all we do. We’ve cultivated relationships with Canada’s top insurance companies over the years, allowing us to provide your sawmill with comprehensive sawmill business insurance at competitively priced rates.
Our sawmill business insurance policies are fully customizable. The following are some of the basic coverages we recommend for sawmills.
Commercial General Liability Insurance – from injuries to contractors and other visitors to your site to fires started at your sawmill that can spread to neighbouring properties to excavators and log moving equipment accidentally digging up cables, power and/or sewage lines, CGL insurance can cover medical expenses and property damage costs as well as legal expenses for lawsuits alleging personal injury, property damage, libel/slander and false advertising.
A CGL policy for sawmills can also include Product Liability Insurance for legal claims that your wood products caused bodily injury or property damage.
Pollution Liability Insurance can provide your sawmill operations with specialized coverage for cleanup costs, fines and legal expenses related to spills, hazardous waste disposal and pollution liability.
Property Insurance – covers the structures on your property and contents within such as tools, equipment, machinery, supplies, raw materials, etc., in case of fires, floods, windstorms, sewage backups and other perils. Coverage options can also include tools and equipment in transit. As part of your sawmill property insurance coverage, you may need to include:
- Business Interruption coverage for income lost due to an insured peril; and/or
- Extra Expense insurance for the added costs to set up a temporary sawmill following a covered peril.
Equipment Breakdown Insurance – provides coverage for conveyer belts, saws, sorting equipment, kilns, and other equipment susceptible to electrical arcing, power surges, and other causes not covered in a property insurance policy. Coverage can include repair or replacement costs of the equipment, lost product costs, and other resulting losses.
Commercial Auto Insurance / Commercial Vehicle Insurance – we can provide fleet coverage for your trucks, transporters, and any other vehicles owned by your sawmill that require third-party liability and vehicle coverage.
We also provide a full selection of bonds products for sawmills such as bid bonds, performance bonds and more. See our Types Of Commercial Surety Bonds In Canada page for further information.
Get ALIGNED with the right coverage, an insurance company that helps you manage your risks.
When you choose ALIGNED, you get an advocate who knows how to assess and address the risks your sawmill faces. Not only do we get you exactly the coverage you need, we save you time, money and the headaches of shopping around for the right protection for your sawmill. Contact an ALIGNED advocate to get a free quote on sawmill insurance in minutes or get started right away by using our free online tool.