Mental health counsellors play an important role in the well-being of Canadians. In addition to being physically healthy, more individuals and families are seeing the importance of being mentally healthy as well. Counsellors require a lot of education and experience, and patients trust them for their advice and expertise.
As a counsellor, not only do you provide advice and exercise to help patients improve the state of their mental well-being and overcome their challenges, but you also are responsible for assisting with diagnoses and reporting unsafe situations.
Throughout the counsellor-patient relationship journey, there could be risks of injuries and property damage that create significant financial repercussions for you. Whether that’s damages to your clinic or a patient, you don’t want to be caught in a tricky financial situation.
With ALIGNED Insurance, you can find comprehensive mental health counsellor insurance policies that meet the specific needs of your practice.
Why Is Mental Health Counselor Insurance Important?
There are always risks of operating any business. Mental health counsellors do not provide expert advice and handle confidential patient information, but they also are closely monitored and regulated. No matter how skilled you are as a counsellor, there are always risks of things going wrong that are beyond your control.
Mental health counsellor insurance can protect your practice from the following scenarios:
- A patient slips and falls in your clinic and needs medical attention for their broken back.
- You fail to report an abusive situation and your patient is injured.
- You treat your patient without adequate training in a specific technique.
- Someone hacks into your system and retrieves confidential patient information.
What Does Mental Health Counselor Insurance Cover?
Commercial General Liability Insurance – also called CGL insurance, commercial general liability insurance provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations.
Professional Liability Insurance – also called errors & omissions insurance, professional liability insurance helps cover expenses such ass of negligence, misconduct, or errors filed by a third party.
Cyber Liability Insurance – Almost all mental health professionals store patient/client data electronically and that information can include very sensitive and confidential information. If client information became public due to a hack/breach cyber insurance can protect/defend you.
Commercial Property Insurance – protects your assets against damage in the event of a fire, vandalism, flood, or other natural disasters that are beyond your control.
Find The Right Mental Health Counselor Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.