Masonry, stonework or bricklaying, however you refer to your work and regardless of your area of expertise, your masonry business bears a heavy load of risk and responsibility. Only the right masonry business insurance can protect you in case of injuries or property damage. And with clients expecting your work and your business to be insured, if you’re a general contractor bidding on contracts, work as a subcontractor or work directly with homeowners, you need to provide them with that peace of mind. Build your masonry business on a solid foundation with the right insurance coverage that keeps you competitive and secures your company from collapse.
Liability Protection and Masonry Business Insurance
Masonry is dangerous work. Working with brick, limestone, cement, jackhammers, chisels, drills, saws and diamond blades every day leaves your masonry business exposed to a high degree of potential injury to your team, your clients and the general public. On top of that, a foundation, façade or retaining wall you’ve built could shift or collapse, potentially causing serious injuries and thousands, if not millions of dollars in property damage.
Consider these other scenarios:
- A client or member of the public is injured, or property is damaged from falling bricks
- Incorrectly lifting and levelling a house causes cracks in the walls
- Laying a foundation improperly leads to uneven floors
Our masonry business insurance can protect you from both premises liability exposures and completed operations liability exposures. A Commercial General Liability Insurance policy as part of a masonry business insurance plan offers coverage for medical expenses, property repair or replacement costs as well as legal expenses coverage for lawsuits alleging personal injury, property damage, libel & slander and false advertising. Legal expenses can include lawyer’s fees costs, out-of-court settlements and awards for damages
Additional Masonry Business Insurance Coverages
Additional coverage may be needed for comprehensive protection of your masonry business. These are some of the coverages that can be included in your masonry business insurance package. Each coverage can be tailored to the limits that make sense for you:
Property Insurance protects your building and contents in case of perils such as fires, floods, bad weather incidents and more.
Speak to your broker if you run your masonry business from home to ensure that your business equipment, tools and supplies are protected. ALIGNED property insurance can also include floater coverage for your masonry tools and equipment in transit and on the job site.
Commercial Vehicle/Auto Insurance ensures that you and your trucks and vans are covered in case of a collision involving a work vehicle. We can also provide construction bonds for your masonry company to bid on public and commercial contracts. For more information, visit our Types Of Commercial Surety Bonds In Canada page.
Get ALIGNED with Masonry Insurance that’s perfectly level with your business needs.
With ALIGNED you get a commercial insurance specialist advocating to get you comprehensive masonry business insurance from Canada’s top insurance companies at affordable rates. Contactan ALIGNED licensed insurance agent to get a free quote on masonry business insurance in minutes or get started right now by using our free online tool.
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