Get a quote


Join Our Distribution List Today!

Need help managing your business risks during COVID-19? – CLICK HERE FOR INFO YOU CAN USE
ALIGNED Insurance

Call Toll Free

Asphalt Contractor Insurance

Asphalt Contractor Insurance
ALIGNED - CLICK HERE to get a FREE insurance quote now - Header - June 2021
Want insurance? Click HERE to get a FREE QUOTE!

Paving asphalt roads, driveways and parking lots come with risks of property damage and injuries to third parties. A lot can go wrong during planning, levelling, formwork, transporting, mixing and laying of asphalt. Each of our asphalt contractor insurance packages is tailored to your company’s exact business needs.

Asphalt Contractor Insurance Coverages

Asphalt Contractor Insurance
Looking for Asphalt Contractor Insurance in Canada? Contact us HERE to get an online quote now!

Insurance packages for asphalt contractors usually include:

Commercial General Liability Insurance – a CGL policy as part of an asphalt contractor’s insurance plan can provide coverage for medical expenses, property repair or replacement costs as well as legal expenses coverage for lawsuits alleging personal injury, property damage, libel & slander and false advertising. Legal expenses can include lawyer’s fees costs, out-of-court settlements and awards for damages. 

Example 1: While digging up a homeowner’s driveway, your excavator driver accidentally crashes into the garage door and the brick façade surrounding it, causing thousands of dollars in damage and repair costs.

Example 2: Asphalt is improperly mixed and doesn’t set properly, causing a commercial parking lot to have to be replaced and leading to a delayed opening and lost sales for the client who decides to sue.

CGL insurance could cover the repair costs and all legal expenses for resulting lawsuits. 

You may also need to consider an extension to your CGL policy to cover you for sudden & accidental pollution liability coverage or separately purchase fulsome standalone contractors pollutions coverage in case of spills and the resulting cleanup costs and potential regulatory fines.

Umbrella Liability Insurance – provides coverage for costs of a claim that exceed an underlying CGL policy’s limits. For Asphalt contractors that work on public and commercial projects with major liability exposures, this is essential coverage.

Property Insurance – can protect your asphalt contracting company from the costs to repair or replace the structures on your property (including the area of your home dedicated to your home-based business) and the contents within such as tools, equipment, machinery, materials & other supplies in case of theft, fire, flooding, windstorms and other perils. 

You can also add coverage to protect your tools and equipment while in transit or on the jobsite.

Commercial Auto Insurance / Commercial Vehicle Insurance – we can provide individual and fleet coverage for your trucks, vans and any other vehicles owned by your asphalt contracting company that require insurance coverage.

We also provide construction bonds for your asphalt and paving contractor business to bid on public and commercial contracts. For more information, visit our Types Of Commercial Surety Bonds In Canada page.

Get ALIGNED with Asphalt Contractor Insurance packaged by commercial insurance specialists.

Insuring businesses is all we do. With ALIGNED, you get a commercial insurance specialist working Canada’s top insurance companies to get your asphalt contracting business the coverage it needs at the best possible rates.

Contact an ALIGNED advocate to get a free quote on asphalt contractor insurance in minutes or get started right away by using our free online tool.

It’s time to get insurance value and choice aligned. Want Canadian business insurance that aligns with your bottom line? We can help. 365. Call us toll-free at 1-866-287-0448 or click to Get a Quote!

We’re ALIGNED across Canada. The ALIGNED Insurance National Operations Centre in Cambridge, Ontario supports our Toronto, Calgary and Vancouver offices. Our industry peers consistently recognize us as one of Canada’s best insurance teams. 100% Canadian-owned, we are super proud to be one of the fastest-growing insurance brokerages in the country.

We deliver e-news you can use. Get practical business insurance insights in your inbox every month. 19,000+ people subscribe to our free ALIGNMENT Matters e-news. Just click the JOIN OUR DISTRIBUTION LIST button – at the bottom of our homepage – to get connected.

365 | Get ALIGNED. Every day, Canadian business leaders read our insurance insights. Find us on LinkedIn, TwitterFacebookInstagram and YouTube.

Leave a Reply

Your email address will not be published. Required fields are marked *