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Internet Company Liability Insurance

Internet Company Liability Insurance
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Whether you provide internet service, run a web hosting company or an online retail business, your company can benefit from the risk protection offered by a comprehensive internet company insurance plan. Internet companies are faced with risks unique to operating mainly in cyberspace that other businesses aren’t exposed to. With an internet company insurance plan from ALIGNED, your coverages are customized by a commercial insurance specialist who assesses your risks and provides you with tailor-made protection for your company. 

Internet Company Liability Insurance for Online Retailers

Internet Company Liability Insurance
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All online businesses take on a certain amount of risks and liability exposures. For online retailers and dropshipping businesses, relying on onsite or third-party payment platforms and shippers are a couple of the added risks to your online business operations.

What internet company liability insurance coverages can help protect you from risks?

Commercial General Liability Insurance is standard coverage for all businesses and can cover medical expenses, property damage, lawyer’s fees, settlements and judgments for lawsuits alleging personal injury, property damage, libel/slander and false advertising. Depending on the products you sell, you may also need an extension for Product Liability Insurance.

Property Insurance can provide coverage for both your inventory, whether stored onsite or in a warehouse, and the structures, equipment, devices, etc., used or transported by your business. A comprehensive property insurance policy should also include a sufficient goods in transit limit which provides door-to-door coverage for shipments and transportation of expensive and sensitive electronic equipment.

Cyber Liability & Privacy Insurance approximately 1 in 5 companies suffer cyber attacks of some sort – no business is too small or too big to target. If your company does business online, you can’t afford to take the risk of being unprotected from a breach.

Internet Company Liability Insurance for Tech Companies and Service Providers

For internet companies that write software, design websites, provide internet services and other tech, virtual and cloud services.

What are the basic liability coverages you need for your internet company?

Commercial General Liability Insurance (see above)

Errors & Omissions (E&O) / Professional Liability Insurance as a service interruption, product delay, service failures or a professional consultation could lead to client losses and costly litigation.

Property Insurance is vital for protecting your building, machines, servers and other equipment. You may also require Extra Expense coverage for the costs of setting up a temporary location if you’re a service provider that must maintain service to your clients regardless of a peril suffered by your company.

Liability Insurance policies are also often specifically designed for technology specific businesses. If you’re a business that provides services and products that are in the form of software, computer hardware, consulting and other data related services to businesses and/or individuals consider purchasing Liability Insurance for your business from the business insurance experts at ALIGNED Insurance.

What coverages are provided with a Cyber Liability Insurance policy?

Cyber Liability & Privacy Insurance for a company in your field is also a must. Our cyber liability insurance policy can cover notification and monitoring costs, data and systems restoration and more.

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Get ALIGNED with an Internet Company Liability Insurance package assembled by a Commercial Insurance Specialist

Commercial insurance is all we do. Let the commercial insurance specialists at ALIGNED Insurance provide solutions, save you time, money and the stress of shopping around for the right protection for your internet company. We are your advocate to get you exactly the coverage you need at competitive rates. Contact an ALIGNED advocate to discuss your online business insurance needs or use our online tool to get a free insurance quote on internet company liability in minutes.

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