Why is Hockey Arena Insurance Important?
From slip & falls to head injuries to lacerations to dismemberment and even accidental death, injury risks to participants and spectators at hockey arenas are a major liability concern for organizations that run hockey arenas. Our hockey arena insurance packages in Canada can protect you from liability and from other major losses a hockey arena can incur from equipment failure and natural disasters.
Commercial General Liability Insurance for Hockey Arenas
While on-ice and slip and fall injuries are the most common, ice-skating arenas also face the possibility of personal injury from falling sound or lighting equipment, food sold at concession stands and ammonia leaks to name a few, despite putting safety measures in place. A Commercial General Liability Insurance policy specifically designed for a hockey arena can provide coverage for lawyer’s fees, defence costs, out-of-court settlements and awards for damages for lawsuits initiated by someone who alleges that they were injured at your hockey arena.
What Else Does CGL Insurance For Hockey Arenas Cover?
CGL insurance for hockey arenas can also include liquor liability coverage if your arena’s concession stands serve alcohol as you can be held liable for the actions if a patron who was served at your hockey arena causes injury or property damage even if the incident takes place off arena property.
On a related note, ALIGNED, a trusted insurance company also provides event liability coverage (including liquor liability) for banquets, award ceremonies, fundraisers and any other special event held by your organization whether it takes place at your arena rental or elsewhere on a per-event basis.
A CGL policy for your hockey arena can also provide coverage for lawsuits alleging property damage, false advertising and libel/slander.
What are Other Hockey Arena Insurance Coverages Do you Need?
Can protect your organization from the costs for damages to your hockey arena caused by fire, flood, windstorm, sewage backup and other perils. Coverage includes both building and contents such as office equipment, computers, financial instruments, ice resurfacers, skates, hockey equipment, etc.
Business interruption insurance can reimburse you for income lost after an insured peril forces you to close your hockey arena.
Also known as boiler and machinery coverage, this type of insurance can cover the repair costs and other associated costs if vital hockey arena equipment such as heating systems and refrigeration units break down due to specific perils like a power surge, for example.
Umbrella liability insurance provides coverage in case the costs of a claim go over an underlying policy limit.
Don’t pay the penalty for inadequate coverage. ALIGNED provides comprehensive hockey arena insurance at competitive rates.
When you choose ALIGNED, you get an advocate working with Canada’s top insurance companies to get you comprehensive hockey arena insurance that covers your liability risks and other potential losses at affordable rates.
Commercial insurance for businesses is all we do. The commercial insurance specialists at ALIGNED can save you time, money and the hassle of shopping around for the right hockey arena insurance coverage at the best rates. Contact an ALIGNED advocate to get a free quote on hockey arena insurance in minutes or get started right away by using our free online tool.
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