Family Clothing Store Insurance

Clothing stores are essential to all Canadians, selling various clothing pieces and accessories for men, women, children, and babies. Some clothing stores also sell special garments, such as beachwear, wedding dresses, shoes, or formal attire. Whether someone needs an outfit for a vacation, an interview, or a regular day, they’ll visit a clothing store to find the right outfit. As a family clothing store, your business is often the first place your community visits when they need new clothes. And with any large or small business, there are risks that can get in the way of doing what you love, by helping others look their best.

Family Clothing Store Insurance
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Operational risks could lead to costly financial repercussions if they escalate to lawsuits or result in a significant loss in physical goods, inventory and/or property. That’s why it’s important to equip your family clothing store with detailed, comprehensive insurance, that fits your operations, preferences and budget.

Why is Family Clothing Store Insurance Important?

Any family clothing store faces operational risks, no matter how big or small. When customers are upset, or your inventory is damaged, it could result in large financial loss or even business closure. Some risks you could encounter include:

  • A customer is slips, falls and is seriously injured on your store.
  • Your property is damaged and a significant amount of inventory is stolen during a break and enter.
  • Your employees are regularly and consistently stealing your inventory.
  • Your business is shut down due to a fire at the mall you unit is in.

Sometimes, having risk management practices in place isn’t enough to protect your business when something happens. With ALIGNED, you get tailored family clothing store insurance to protect your business. Whether there’s a slip-and-fall or a fire, we’ve got you covered with family clothing store insurance.

What Does Family Clothing Store Insurance Include?

Commercial General Liability Insurance – also called CGL insurance, provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations. For example, if a client is injured, you are covered for lawsuits, losses, and medical expenses. Product liability insurance is also typically covered under a clothing store commercial general liability policy.

Commercial Property Insurance – your business relies on your building, equipment and it’s inventory to operate successfully. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.

Business Interruption Insurance – provides compensation if your store closes temporarily for repairs due to an unexpected event that’s out of your control.

Crime Insurance – protects your business in the event an employee steals from your cash register or inventory. It also covers credit card fraud.

Find the Right Family Clothing Store Insurance for Your Business

ALIGNED works with 70+ of Canada’s top insurance companies to provide custom fit insurance packages at affordable prices. Contact an ALIGNED commercial insurance specialist or  Click Here For A Free Quote Today.

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