Drone Insurance & Your Business
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As businesses look to deploy drones to monitor and support their operations in new and innovative ways, questions about safety, privacy and risk are being asked around the world.
Drones, also commonly referred to as unmanned aerial systems (UAS) or unmanned aerial vehicles (UAV) are starting to take flight. Across multiple industries, drones offer many potential tactical advantages for commercial application such as:
- Monitoring progress on construction sites
- Performing high-risk tasks in hard-to-reach places
- Delivering packages directly to customers
- Conducting aerial surveys of crops, oil rigs and real estate
- Fighting wildfires as well as supporting search and rescue operations
With little or no data upon which to base projections on, some of the new and uncharted areas of risk that insurers are looking at include:
- Drone operator training education
- Standard Operating Procedures and maintenance
- Environmental hazards and privacy issues
Around the world, governments are examining regulations and setting policies to address how drones will operate within commercial airspace.
How Drone Insurance Manages Risks Associated With UAVs
Global Aerospace, a leading provider of aerospace insurance, notes that, “Most general commercial insurance policies exclude aviation exposures, including those for drone operators, manufacturers, dealers or service providers. Aviation is a litigious environment.
Drone operators may not consider what they are doing to be dangerous (some don’t even consider it to be aviation) but operators of UAVs could be exposed to legal action if damage is sustained to property or injury to persons.”1
We Can Help ALIGN Your Business With Drone Insurance
Across Canada, our insurance advocates understand the fundamentals of drone insurance. From legal liability coverage for drone operators to personal injury, premises liability and non-owned coverage to product liability for drone manufacturers or service providers, we can help you navigate the many new coverage options and protect your bottom line.
To learn more about ALIGNED, our commitment to providing insurance expertise and the best insurance products or solutions, talk to one of our advocates today. We can help you secure the best products, services and solutions for your business.
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