Risk Management with Acupuncturist Insurance
What Type of Insurance do Acupuncturists Need? Acupuncturists need a comprehensive insurance package tailored to their particular business model developed with the assistance of a commercial insurance specialist. It should include Commercial General Liability coverage, also called “slip-and-fall” insurance to guard against bodily injury or property damage that may occur as a result of […]
Understanding Furniture Maker Insurance
Understanding Furniture Maker Insurance With Canada being the eighth-largest furniture exporter in the world, furniture makers and furniture manufacturers come in all shapes and sizes across the Great White North. From single carpenters to industrial furniture business owners, one thing they all have in common is the need to protect their furniture-making business from falling […]
How Canadian Plastic Manufacturing Insurance Mitigates Risk
Plastics Manufacturing Insurance Think outside the box and protect your company from weather-related risks with parametric insurance. This new commercial insurance solution is quickly gaining favour among businesses that wish to protect themselves from risks not covered by traditional business insurance. Keep reading to learn more about parametric risk and index-based insurance. 20 of […]
D&O Insurance for Non-Profits
Directors of Non-Profits and The ‘Duty of Care’ Directors and officers of non-profits of all sizes can still be held legally liable for the decisions they make and the actions they take – even though they’re volunteering their time. That legal liability can include their personal assets which means the mere accusation of a breach […]
Global Terrorism | Insurance Broker Canada
Global terrorism insurance that is adept at crossing borders The statistics are very real and quite unsettling. Terrorism attacks destroy lives and livelihoods. The 2019 Global Terrorism Index found that after peaking in 2014, deaths from terrorism halved in the last four years. But the number of countries affected by terrorism is growing.1 For instance: […]
Professional Liability Insurance for Physiotherapists
Professional Liability Insurance for Physiotherapists Proper alignment and flexibility. It’s not just what you provide your clients, it’s what you require of your professional liability insurance for physiotherapists. In this post, we cover how a professional liability insurance plan for physiotherapists brokered by ALIGNED addresses liability risks when opening a new physiotherapy practice. What are […]
Commercial Plumbing Insurance
Commercial Plumbing Insurance As a commercial plumbing contractor, you need to see what’s coming down the pipe. The commercial industry specialists at ALIGNED are here to help you with advice and commercial plumbing insurance coverages to help you manage your risks. We’ve put together some timely information and resources, safety tips and coverage details on […]
Roofing Company Insurance – Protecting You From Risk
Roofing Company Insurance – Protecting You From Risk You’ve got a lot to worry about up there. Your work, your workers and your roofing contractor company are exposed to all types of weather. And if you plan on bidding on commercial or government contracts, you need to carry a minimum amount of roofing company insurance. […]
Why Is My Insurance Going Up So Much?
The hard market | What it means for the cost of insuring your business Times are hard. Not only are are businesses pivoting but there’s uncertainty and tightness in the insurance marketplace. It’s costing more to buy commercial insurance for a Canadian business and that’s a trend that will likely continue for some time. A […]
The Basics of Computer Repair Business Insurance
As a computer repair business, you and your technicians are under constant pressure to know how to repair computer and electronics made by different manufacturers involving ever-changing products and technologies from clients who need the repairs done and their devices back yesterday. Even without the pressure, mistakes happen to the best of us and mistakes […]
What You Need to Know: D&O Insurance for Public Companies
What You Need to Know: D&O Insurance for Public Companies Publicly traded companies and their directors and officers are under increasingly greater scrutiny every day. In an age of social media, increased competition, short sellers, wary investors and societal pressures, decisions made by the brain trusts of public companies of all sizes are under the […]
What You Should Know About Canadian Rubber Manufacturing Insurance
As a Canadian rubber manufacturer, there’s no doubt that you have a lot on your plate on any given day. If you’re not managing logistics, you’re working with vendors and ironing out details with clients. And when you’re not doing that, you’re managing your workers. Any time you have that many moving pieces going at […]
What Business Insurance for Buffet Restaurants Should Cover
What Business Insurance for Buffet Restaurants Should Cover Running a buffet restaurant requires an appetite for risks. Customers mingling with busy staff who are carrying trays of hot food, stacks of dishes and trays loaded with beverages means your chances for customer injuries increases. Not to mention the possibility of food contamination and food poisoning. […]
Why You Need D&O Insurance for Private Companies
Who are Directors and Officers? As a private company, especially a smaller or family-run private company, you may feel that D&O insurance for private companies isn’t necessary for your company. The reality is that claims of negligence, recklessness, wrongful dismissal, harassment, discrimination, misrepresentation and other wrongful acts can be made not only by stakeholders of […]
Slip And Fall Insurance Coverage Claims Prevention
Claims Prevention 101 | Slips, trips and falls It can happen in a split second. One moment you’re heading upstairs and turning to say something to a team member and the next thing you know, you’re flat on the ground. And it’s not just you it can happen to. After a snowy and treacherous commute, […]
