Earthquake Insurance…Ready For The Big One?

earthquake insurance

Earthquake Insurance – Is Your Business Ready For The Big One? If you’ve lived for the past decade in British Columbia, Ontario or Québec, you’ve likely experienced at least a slight tremor or two. And, if you’re intrigued by the Hollywood disaster flick genre, you may plan to watch Dwayne Johnson deal with the tragic […]

Flood Model Tool To Predict Canadian Risks

flood model

Flood Model Tool To Predict Canadian Risks Wave after wave of flooding and related water damage, be it from sewer backup situations or spillover from creeks and rivers seem to keep coming. Since 2013, across the Greater Toronto Area, Southern Alberta and Burlington, Ontario, efforts to rebuild flooded private and commercial properties have local contractors struggling […]

Insurance Cancellation: The Fine Print

insurance cancellation

Insurance Cancellation: The Fine Print Are you doing due diligence on a recent acquisition? Looking to swap out one product line for another? Selling a bricks & mortar location? Trimming bottom line costs as part of a business restructuring effort? These are just a few reasons why you might be looking into the potential ramifications […]

Mergers and Acquisitions Coverage: Play It Safe

mergers and acquisitions coverage

Mergers and Acquisitions Coverage: How To Play It Safe If you are looking to grow or expand your organization, merging with or acquiring a competitor may present a unique opportunity. From balance sheets to sales forecasts to inventory and human resources, you’ll be looking at the fine print before you make a decision. During the […]

Business Travel Insurance: Know the Rules

travel insurance

Business Travel Insurance: Know The Rules Is your carry-on the approved size for overhead bins? Did you remember to bring back-up presentation materials on a USB key? What activities are covered in your corporate travel insurance? When travelling for business, there are many items on your pre-flight check-list. Whether travel insurance is part of your group benefit program or separately […]

Canada and U.S. Announce New Rail-Safety Rules for Oil Transport

oil transport

Canada and U.S. Announce New Rail-Safety Rules for Oil Transport On May 1, 2015, Transport Canada and the U.S. Department of Transportation unveiled new rules for tank cars used for oil transport and other flammable liquids. The new TC-117 Regulation outlines time frames for phasing out less durable oil transport tank cars and transitioning to a “next […]

ALIGNED Proudly Supports Autism In Mind


ALIGNED Proudly Supports Autism In Mind ALIGNED Insurance believes that it is a privilege to handle our clients insurance needs and that it is our corporate social responsibility to give generously and regularly to support the great work charitable and not profits organizations do every day across Canada. As part of our commitment to give regularly, every month […]

Directors and Officers Claims – A Canadian Example

directors and officers claims

D&O Claims – A Real Canadian Example Value. It can be an intangible promise until such time as it is delivered upon. According to The Canadian Oxford Dictionary, value can be defined in 11 distinct ways. The dictionary’s third definition is perhaps the most telling, stating that value is “the amount of a commodity, medium […]

ALIGNED Insurance Matters | Part 2

[issue 2] Why ALIGNED Insurance Matters Our team was recently talking about the power of social proof, which is the idea that people are strongly influenced by the action of others. This fundamental psychological principle is powerful and can result in people making decisions mainly because many others have made them already. We started out […]

Legal Expense Claim? Expect Support and Resolution.

Legal Expense Claim? Expect Support and Resolution. Going to court is a last resort for solving a legal situation. According to the 2013 Canadian Lawyer Legal Fees Survey conducted by Canadian Lawyer, the national fees of a civil action leading up to just a two-day trial can range from $13,561 to $37,229.1 For a small, […]

Car Dealership Insurance Tips

Car Dealership Insurance Tips

Car Dealership Insurance Tips Risks to car dealerships can take many forms, from an employee who cooks the books to theft of your automobile inventory. Many car dealerships use safety programs to reduce exposures to loss and in turn, save time and money. Here are a few car dealership insurance tips and basic elements of a […]

Business Premises Liability: What Can You Do?

business premises

Business Premises Liability: What Can You Do? When it comes to a business’ liability, customer safety can be a muddled area. If someone enters a place of business and is injured, who is at fault? In court, it can be tricky for a business to prove that its establishment had no part in an accident, […]

Telematics Fleet Insurance

telematics fleet insurance

Telematics: Fleet Insurance…[#2 in a 2 part series] If your business relies on professional drivers to keep things rolling, telematics fleet insurance offers new opportunities to manage and monitor your risk exposures. You carefully assess a potential hire, their employment history, driving record and skills before extending a job offer. Knowing how your drivers act […]

Cyber Coverage & Tactics To Thwart An Attack

cyber coverage

Cyber Coverage & Tactics To Thwart An Attack When you think about typical causes of business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. As businesses increasingly rely on computers and digital storage of essential data, a cyber attack will continue to be a potential exposure. Read on to […]



FLOODS, ARE YOU PREPARED? Flash floods can occur within minutes of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways, such as rivers or streams, overflow their banks as a result of rainwater […]