If vehicles are a vital part of your business, whether you own a restaurant that offers food delivery or runs an e-commerce store that ships items across the country, work vehicle insurance is for you. To find a work vehicle insurance policy that suits the unique needs of your business, ALIGNED is here. We specialize in commercial insurance, which means it won’t be long before we find a work vehicle insurance plan that’s right for you. We’ll get in touch with Canada’s top insurance companies to compare policies on your behalf. From there, we’ll walk you through your options and explain each policy cover to cover. Your dedicated ALIGNED advocate will be with you every step of the way. That’s the kind of service you can expect when you choose ALIGNED for your work vehicle insurance needs.
What is work vehicle insurance and why do I need it?
Work vehicle insurance, sometimes referred to as commercial auto insurance, is a type of business insurance that applies to all vehicles owned or used by your business. The purpose of this type of insurance is to protect your business against third-party liability for damages caused by collisions. With work vehicle insurance in your back pocket, you can rest easy knowing that if an employee gets into an accident in a company car, your insurance may help cover the cost of vehicle repairs or medical expenses relating to injuries. Work vehicle insurance is available on all makes and models of business vehicles, from trailers and trucks to vans and cars. Ultimately, if your business relies on transportation and has its own fleet of work vehicles, no matter how small, purchasing a work vehicle insurance policy is a wise decision.
Lastly, it’s important to note that work vehicle insurance can only be purchased by the owner of the vehicle. In other words, the company that owns the vehicle is responsible for purchasing work vehicle insurance, not the employee driving it.
What does work vehicle insurance cover?
Business car insurance policies aka commercial auto insurance policies are similar to regular auto insurance policies. They primarily focus on protecting the policyholder in the event of a collision that causes property damage or bodily injury. Basic coverage varies by province, but you can expect your policy to include coverage relating to the following:
- Third-party liability
- Accident benefits
- Physical loss or damage coverage
- Many other extensions are available including depreciation waivers, vehicle replacement coverage etc.
ALIGN your business with the right work vehicle insurance policy.
You can call us at +1-866-287-0448. Click Here To Get A Quote or contact one of our Work Vehicle Insurance experts for information or with any questions you may have.
