Retail Insurance Quote – Get ALIGNED With More Options
As a retailer, you are an integral part of the Canadian economy. In fact, Industry Canada notes that, “in 2011, the sector generated $457.4 billion in retail sales and represented approximately 12 percent of the Canadian workforce (Statistics Canada, 2012c).”1 Whether you’re about to expand your footprint into new provinces or just looking for new options, we can help you get a retail insurance quote that covers all of your operations.
Retail Insurance Quote – 9 Key Coverages
Each and every day, your retail employees and operations face a multitude of risks. We understand the complexities of retailing and take time to assess your coverage needs and uncover the best possible insurance products, services and options. Some of the coverages that are most relevant to Canadian retail operations include:
- Commercial General Liability
- Commercial Property
- Directors & Officers
- Employee Theft
- Employment Practices Liability
- Product Liability
- Umbrella Liability
Retail Insurance Insight – What ‘Duty of Care’ Means
As a Canadian retailer, you are the centre of a complex supply chain. From your building lease to your hiring practices to product recalls, your operations are surrounded by risk. In fact, in all provinces except Quebec, common law establishes that business owners owe a duty of care to the public. Unfortunately, accidents happen and injured people or parties may allege that:
> A duty of care was owed
> That duty of care was breached
> Damages and/or injuries were incurred
Whether you’ve transitioned from bricks to clicks, are introducing new products and services or just about to launch your very first retail outlet, there are a multitude of decisions you need to make. This is where ALIGNED Insurance advocates can help.
Talk to us about your retail insurance needs. Wherever you are located, we can help you get a retail insurance quote that delivers more value and options to your Canadian business.
|ALIGNED Across Canada 100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves more than 1,400 clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.|