Ontario Commercial Auto Insurance – some unique optionsWinter Tire Discount?

How Do I Get An Ontario Winter Tire Discount For My Business?Winter is inevitable. Whether you drive a corporate car for work or commute in your personal vehicle, knowing that your vehicle is prepared for snow and ice with safe and appropriate winter tires is important. If you are wondering “How do I get an Ontario winter tire discount?” our team of experienced Ontario insurance brokers is here to help.

Carrying a charged cell phone and an emergency kit are among the top tips for safe winter driving that the Insurance Bureau of Canada (IBC) recommends.

In addition, IBC notes that drivers should install four winter tires, inspect these and during cold weather, check tire pressure at least once a month. Furthermore, IBC notes, “winter tires allow you to stop up to 40% sooner than all-season tires and significantly improve your vehicle’s handling in winter weather”. 1

Ontario Winter Tire Discount For Business 

Across the province of Ontario, on January 1, 2016, a new winter tire discount took effect. This winter tire discount applies to all vehicles. To confirm that winter tires are installed, the Insurance Brokers Association of Ontario (IBAO) notes that some form of documentation may be requested from insurance buyers such as:

  • A photo of winter tires on the vehicle
  • A purchase receipt for the tires
  • A purchase receipt for installation
  • Documentation validating verbal confirmation”2 that winter tires are installed on your vehicle(s).

According to IBAO, while each insurance company determines their own discount, the ranges are from 2% to 5%.3

How Do I Get An Ontario Winter Tire Discount For My Business

Regardless of where your business is located, for more information about coverage options and savings like the Ontario winter tire discount for your business vehicles or fleet, an experienced ALIGNED commercial insurance broker can provide expert advice.

ALIGNED Across Canada   100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves more than 1,400 clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.

Source(s): 1,4 Insurance Bureau of Canada  IBC.ca Winter Weather 2,3  Insurance Brokers Association of Ontario Canadian Underwriter

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