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Fertility Clinic Insurance

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When you’re running a fertility centre, you’re constantly on your toes.

On the one hand, your line of work requires precision, planning, and client management. But at the same time, you still have many of the day-to-day concerns that come with being a business owner. 

And while anything can happen in this business, fertility clinic insurance makes it easier for you to manage and mitigate the unexpected.

Here’s what you need to know.

3 Examples of Fertility Centre Insurance That Decision-Makers May Wish To Consider 

Fertility Clinic Insurance
Looking for Insurance for Your Fertility and IVF Clinic in Ontario? Click HERE to get an online quote now!

1. Commercial General Liability Insurance 

Commercial general liability insurance plan provides coverage in situations where a third party has suffered bodily harm or property damage while on your premises. Although this type of insurance is probably best known for its relevance in “slip and fall” situations, it can also provide coverage for false advertising, libel and/or slander claims.

As a clinic that works out of a physical location, you see a lot of people over the course of a year. If someone takes a wrong step or slips on some ice while entering your building, they could initiate a lawsuit and you could be on the hook financially for their injuries. 

In addition, your clinic offers a very personal service to people who are looking to start families. This is a very emotional experience and sensitive time who have a lot invested in the process and outcome.

Commercial general liability insurance plan can cover you for litigation-related expenses to bodily injury or property damage caused while operating your fertility clinic.

2. Commercial Property Insurance

Any time that you operate out of a physical building, there are a lot of “what if” scenarios that can occur at any time.

A fire could break out. You could come to work one day and find your building full of water after a plumbing failure. 

On top of patient files and office equipment, your clinic probably has a lot of industry-specific equipment that would be difficult and expensive to replace on short notice.

Commercial property insurance can cover you for those costs to repair or replacement your physical assets in the event of a disaster.

3. Business Interruption Insurance

Disasters that force you temporarily out of business are bad enough. But coping financially with the aftermath of not being able to run your clinic can be a double whammy.

After all, the bills will continue to keep coming and expenses will continue to pile up whether you’re able to work or not. 

Business interruption insurance can help your clinic through these hard times by covering some or all of your financial losses if your clinic is ever unable to function as a result of a fire, flood, or insured peril.

Also Read:

Why You Should Hire a Professional Broker 

At the end of the day, your patients come to see you because they know that you and your team are trained professionals.

Along the same lines, it’s a lot easier and faster to get the insurance coverage you need when you can rely on the experience of an experienced insurance broker. 

Are you interested in taking your search for fertility clinic insurance  in Ontario to the next level? Contact an ALIGNED broker to find out what we can do for you today.

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Our team of insurance brokers is available to help answer any and all questions you might have about all of our commercial insurance products. If you have a question about business insurance, are uncertain about what a particular insurance coverage term means, or simply want to find commercial insurance that directly aligns with your needs, don’t hesitate to call us toll-free at 1-866-287-0448.

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