Helping your clients look and feel their best with electrolysis, waxing, threading and other personal care services can be fun and rewarding work, but it’s not without its risks. Our electrologist insurance plans give you the protection you need so that you don’t have to worry that a mistake or an unhappy customer can ruin the business you’ve worked so hard to build.
As commercial insurance specialists, we can also provide you with coverage for medical treatments or procedures, including mole or wart treatment, ensuring that the electrologists in your spa or clinic are protected and that you can provide a wide range of services your customers need.
Liability Risks Faced by Electrologists
Whether you provide electrolysis in your home, in your clients’ homes or in a spa or a clinic, our electrologist insurance plans will be customized to give your electrolysis clinic only the protection you need. Our electrologist insurance plans can protect from the following scenarios:
- One of your clients suffers severe facial swelling after an electrolysis treatment that does not heal on its own.
- An unsterilized or poorly sterilized probe causes a client rash or infection.
- Scars or skin colour changes appear on a client following an electrolysis session.
Electrologist insurance can cover medical expenses for injuries to clients, costs to repair or replace damaged property, lawyer’s fees, settlements and awards for damages to your electrolysis clinic.
Remember that an unsatisfied client or a competitor can file a frivolous claim against you, forcing you to hire a lawyer and go to court to defend your business and clear your name.
Electrologist Insurance Coverages
These are some of the liability insurance coverages recommended for electrolysis treatments providers:
Commercial General Liability Insurance provides you with coverage for lawsuits alleging property damage, false advertising, libel/slander and personal injury unrelated to electrolysis services. Optional coverage for abuse liability is also available.
Professional Liability Insurance covers lawsuits for injuries and allegations of errors or omissions committed during your professional services or advice.
Property Insurance protects your building and contents from perils such as fires, floods, vandalism and more.
Product Liability Coverage if your spa or clinic sells beauty products that you make yourself or purchase from a manufacturer/supplier that will not protect you in case of a claim.
Get ALIGNED with electrologist insurance provided by commercial insurance specialists.
We know that as a small- to medium-sized business owner, you try to save money where you can. Our brokers are not just commercial insurance specialists, we’re advocates who work for you. Our job is to get you the professional liability insurance coverage you need from Canada’s top insurance companies at rates you can afford. Contact an ALIGNED advocate to get a free quote on electrologist insurance in minutes or get started right away by using our free online tool.