Intact Commercial Auto Insurance For Your Business
For businesses on the move, there are many options, but Intact Insurance is one of the best choices for commercial automobile insurance – whether as a stand-alone policy or part of a total business insurance solution.
As Canada’s largest auto insurer, they have the financial strength and resources to deliver the bottom-line benefits commercial customers need and appreciate.
Intact’s Commercial Auto Insurance Focus
When it comes to Intact commercial auto insurance for your business, size is NOT an issue.
Intact commercial auto insurance for your business provides special consideration to:
- Well-established Canadian-based businesses who carry their own product
- Low to medium hazard exposures
- Businesses that demonstrate a commitment to good driver selection, training and loss prevention
- Newer vehicles and well-maintained vehicles
- Favourable loss experience and continuous commercial insurance
- A Satisfactory or Excellent CVOR rating for heavy commercial vehicles
3 Main Types of Intact Commercial Auto Insurance For Your Business
Individually Rated Commercial Auto Insurance available through Intact
For customers who insure up to four commercial vehicles, the advantage of combining auto with P&C insurance doesn’t stop with the Multi-Policy Discount – that’s just the beginning. Benefit from an advanced pricing model, and additional features such as:
- Rating for driving records 5 & 6
- Responsible Driver Guarantee® – an optional coverage with a driving record 6, the first at-fault accident will be treated as though it never happened
- Accident Forgiveness – automatically applies to vehicles with a driving record 6
- Transportation Replacement coverage is available with no daily limit for all commercial vehicles, including heavy vehicles
- Waiver of Depreciation available for light vehicles
- Preferred pricing for vehicles driven by conviction-free drivers
Fleet Commercial Auto Insurance
For commercial customers who own or manage five or more company vehicles, it’s more efficient to insure them under one fleet policy with one common renewal date. Intact’s large capacity enables them to provide high in-house limits of up to $10 million in Third Party Liability. The more vehicles insured under the policy, the greater the value –specialized fleet discounts and credits applied based on the size of the fleet. Intact’s fleet program is designed to target medium-sized fleets that emphasize safe driving policies and have an above-average heavy vehicle safety rating with the Ministry of Transportation, and their pricing benefits fleet owners that employ experienced, conviction-free drivers.
Garage Auto Commercial Auto Insurance
Intact can provide coverage for many different types of garage operations, including repair facilities, body shops, car detailers and parking lots. In addition, they target government-licensed Auto Technicians and Drive Clean facilities. Intact also cover well-established used car dealers if they have been in business for at least five years and are registered with the Ontario Motor Vehicle Industry Council. Intact’s size and capacity allow them to provide high in-house limits of up to $10 million in Third Party Liability and $1 million in coverage for customer automobiles.
|ALIGNED Across Canada 100% Canadian-owned, ALIGNED is a premiere insurance brokerage that serves more than 1,400 clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.|