Architectural Designer Insurance

Why Architectural Designers Need Insurance

Examples of some of the risks faced by architectural designers:

  • A scheduling error or delays in delivering your designs resulting in losses to your clients who sue to recover those losses and for other damages.
  • Your design build firm hires a new contractor who cuts corners by using substandard materials that prematurely fail, causing structural damage and personal injuries in a home you’ve built.

Our architectural designer insurance packages can cover:

  • Medical expenses, property damage costs, physical injuries to third parties and financial losses
  • Lawyer’s fees and costs to defend a claim
  • Out-of-court settlements
  • Awards for damages

Lawsuits can cause significant damage to your firm’s finances and reputation. Insuring your business against those claims is critical to your long-term success.

Basic Insurance Coverages For Architectural Designers

The following are coverages that are typically needed by architectural designers and design firms:

Professional Liability / Errors and Omissions (E&O) Insurance can cover legal liability, losses and expenses for claims of errors, omissions and other forms of negligence claimed by your clients associated with your services provided.

Commercial General Liability (CGL) Insurance insures your architectural design business against claims of personal injury, property damage, false advertising, libel/slander and more.

Cyber Liability & Privacy Insurance is essential for businesses that rely on computers and electronic devices for critical processes, including client file management. Cyber liability insurance can cover the costs of a breach including losses sustained by third parties, costs to repair systems and data, notification & credit monitoring costs and more.

Property Insurance provides buildings and contents coverage against perils, including fire, floods, windstorms, theft, and vandalism.  

Non-owned Auto Liability Insurance – covers personal vehicles used for business purposes as well as rental vehicles used by your architectural design firm. 

Other Insurance Coverages Architectural Design Firms May Need

Employment Practices Liability (EPL) Insurance 

Directors & Officers (D&O) Insurance 

Crime Insurance / Fidelity Insurance 

Get ALIGNED with Architectural Designer Insurance built by Commercial Insurance Specialists

Insuring businesses and professionals is all we do. ALIGNED advocates save you time, money and the hassle of shopping around for the right architectural designer insurance at the best rates. We protect your design practice by getting you the coverage you need from Canada’s top insurance companies at rates you can afford. 

Contact an ALIGNED advocate to get a free quote on insurance for architectural designers in minutes or get started right away by using our free online tool.

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