Waste Haulers Insurance Coverage Package Overview

Waste Haulers Insurance Coverage Package Overview

The Waste Haulers Insurance Coverage Package that ALIGNED Insurance offers can include Commercial Automobile, Property and Inland Marine, Crime, Environmental Impairment Liability (EIL) and Commercial General Liability (CGL) for eligible waste haulers whose primary operations are residential and/or commercial refuse hauling.

Waste Haulers Insurance Coverage Package Eligible Operations

  • Commercial / residential refuse haulers
  • Transfer stations
  • Recycling Collection centers
  • Hauling of Recyclables (either to be recycled or have been recycled)
  • Portable toilet companies
  • Construction/demolition debris removal & recycling
  • Hauling of Waste to and from Transfer stations and landfills
  • Scrap metal dealers excluding processing operations
  • Green waste recovery

Ineligible/Excluded Operations For Our Waste Haulers Insurance Coverage Package

  • Demolition operations
  • Fleets with predominantly owner-operator exposure
  • Hazardous materials and haulers (Hazmat)
  • Landfills
  • Medical Waste haulers
  • Oils, fuels, liquids, etc. transportation/disposal via the use of tanker trailers (other than tanker trucks/trailers used for liquid sludge and portable toilet cleaning as part of eligible class operations.
  • Oil and grease trap operations
  • Long-Haul Trucking
  • Junkyards
  • Scrap Recyclers that process materials presenting manufacturing type operations and exposures such as shredding, cutting, shearing, magnetic grappling, crushers, incinerating, torching.
  • Automobile Dismantling operations

Waste Haulers Insurance Coverage Package Territory

  • Canada-wide
  • Incidental US exposure only

Waste Haulers Insurance Coverage Package Product Offering

Auto Liability & Physical Damage

  • up to $2,000,000 combined single limit

Commercial General Liability

  • Bodily Injury and Property Damage: up to $5,000,000
  • Tenants Legal Liability: up to $5,000,000
  • Personal and Advertising Injury Limit: up to $5,000,000
  • Employee Benefits: up to $5,000,000
  • Employers Liability: up to $5,000,000


  • up to $50 million per insured and $15 million per location
  • all All Risk of Direct and Physical Loss or Damage including EDP, Flood, Earthquake and Sewer back-up
  • Basis of Settlement – Replacement Cost

Environmental Impairment Liability / Pollution

  • Up to $5,000,000 limit
ALIGNED Across Canada   

100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves more than 1,400 clients across the country. ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED creates, negotiates and delivers the best business insurance and risk management strategies/solutions to organizations like yours.

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