Understanding Dewatering Company Insurance

Understanding Dewatering Company Insurance

When you work in dewatering, you learn very quickly that a lot rides on your ability to get things done.

Contractors have deadlines to meet, future property owners have certain expectations around the durability of their finished buildings, and construction supervisors need their crews to be productive.

With so much on the line at every dewatering job, there’s a lot of potential for liability issues to arise if anything goes wrong.

If you want to learn more about how you can protect your business with dewatering company insurance, you’ve come to the right place.

The Three Types of Dewatering Company Insurance Coverage You May Wish To Consider

Dewatering Company Insurance
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1. Commercial Auto Insurance 

As a dewatering specialist, traveling to worksites and areas that request your services is a key part of the job. While nobody likes to think about worst-case scenarios, when you’re on the road for work purposes, the coverage that you may have come to expect from your standard personal vehicle insurance may not apply to your work vehicle if you’re ever in an accident while traveling on business.

Even outside of the dewatering industry, replacing a work vehicle on short notice can cause serious strain to a company’s finances. To that end, commercial auto insurance can help ensure that your company vehicle is covered when you’re on the road.

2. Commercial General Liability 

When you’re working with specialized equipment on construction sites, there’s always a chance that someone or something might get injured or damaged. Dewatering a construction site before excavation is no different in this regard.

Although you can take every precaution during every job, all it takes is one third party injury to end up in legal, and financial, hot water. And while the classic slip and fall scenario may seem far-fetched on a construction site, the possibility of accidental damage to neighboring property is an all-too-realistic scenario.

Commercial general liability is designed to address situations where bodily injury or property damage to a third party has occurred. As a contractor who provides a specialized service, you may benefit from exploring this coverage type while putting together your dewatering company insurance package.

3. Pollution Liability

Although taking surface water out of an area may seem like a relatively harmless endeavour, pollution is a potential liabiilty exposure that dewatering companies may do well to consider when looking for insurance. This is especially true if you ever end up working on construction projects that are situated near groundwater or where there’s a potential risk of runoff.

In addition, even if you’re following construction industry best practices today, there are always new studies or sources of environmental contamination being discovered. As such, the possibility of future litigation may never fully go away even after the project is complete.

Simply because of the impact that dewatering services can have on the environment, pollution liability insurance may be another coverage option that makes sense for your company.

Ready to find out more about dewatering company insurance? Contact an ALIGNED broker today!

The Two Reasons Why It Pays To Get Dewatering Company Insurance From a Professional Broker

1. You Can Get a Product That Makes Sense For Your Business

At the end of the day, there’s no such thing as a one-size-fits-all policy. When you work in a more specialized field like dewatering, putting together the insurance product you need can quickly become very complicated. One mistake or liability exposure could potentially leave your company paying legal fees and other lawsuit-related costs out-of-pocket.

A professional broker who is familiar with the landscape of the insurance industry and all the particulars of the various coverage options can help you ensure that you find a policy that works for the needs of your company.

2. You Can Find Great Plans Faster

The conventional wisdom to “shop around for your insurance” has become popular because it works. However, comparison shopping and doing side-by-side quote analysis by yourself isn’t easy when you’ve got a demanding job as well as a personal life to manage.

An experienced broker will know all of the nuances and finer details involved with the various insurance products at your disposal. When you have that kind of professional experience on your side, it becomes a lot simpler and faster to find a great coverage at a fantastic rate.


Your dewatering company has a crucial role to play in the construction process.

Surface water and excess moisture can cause problems that range from safety concerns that impact turnaround times for the crew to mold and mildew damage that raises concerns about the integrity of the building.

Putting together a policy that offers you the coverage you need isn’t easy. That’s why it pays to work with a broker who can help you find the right insurance products for your dewatering company.

Ready to find out more about dewatering company insurance? Get in touch with an ALIGNED broker to get started!

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