Tree Farm Insurance Solutions
Whether you maintain a tree farm for timber production or provide evergreens to individuals and families during the holiday season, having comprehensive commercial insurance is important. It protects your tree farm property, equipment, and inventory from perils like fire, theft etc., and against third-party liability claims, litigation, and damages. Otherwise, your tree farm business could go upside down fast if claims and damages result in costly financial repercussions.
With tree farm insurance from ALIGNED, you can choose the type of insurance coverage you want to protect your business. We’ll work closely with you to determine your unique situation and match you with a policy that best fits your commercial insurance needs and budget.
Why is tree farm insurance important?
Tree farm owners operate and typical own many acres of land, specialized & expensive equipment, and large storage areas. Whether you’re planting, chopping, storing, or transporting the trees and timber, there are risks along the way:
- A customer sues your business because they sustain an injury on your premises.
- Your equipment is damaged or destroyed and requires fixing or replacement .
- You have to repair your equipment storage building, barn, shed or warehouse because of a fire.
- A competitor sues you for slander, and you have to pay defence costs.
Comprehensive tree farm insurance from ALIGNED protects your business from these risks. Our commercial insurance can help you find the right coverages to include in your policy.
What does tree farm insurance include?
Commercial General Liability Insurance – also called CGL insurance, commercial general liability insurance provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations or while they are on your premises. CGL insurance also typically includes product liability coverage.
Commercial Property Insurance – your business relies on commercial buildings and equipment to operate successfully. It’s important to ensure your assets are protected in the event of a fire, vandalism, flood, or other natural accident beyond your control.
Pollution Liability Insurance – covers cleanup and litigation costs associated with spills and site contaminations from any pesticides, fuel and/or other chemicals you use on your tree farm.
Equipment Breakdown Insurance – if your equipment breaks down, equipment breakdown insurance can cover physical damages to your equipment or replacement parts.
Commercial Auto Insurance – protects your employees from accidents and collisions that involve any of your company’s vehicles with pedestrians or other vehicles. It covers medical bills, legal defence fees, settlement awards, and repairs.
Find the right tree farm insurance with ALIGNED for your business
ALIGNED works with over 70 of Canada’s top insurance companies to provide custom insurance packages at affordable prices. Contact an ALIGNED commercial insurance specialist or Click Here To Get A Quote Now.